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Revolut Bank UK Ltd is authorised by the PRA and regulated by the FCA (981170); business e-money services run under Revolut Ltd's EMI authorisation (900562) while customers are migrated.
Revolut Business is ranked in 2 Buckingham Intelligence indices. Its highest score is 2.5 out of 5 (49 out of 100) in the Global Trade Banking Index, where it ranks 14 of 26. It is strongest for UK, EEA and US companies wanting cards and FX allowances, and its best criterion is protection and standing at 4 out of 5. Not published or not stated on the pages read: financing.
Also ranked in: Stablecoin Settlement Index (1.9 out of 5, rank 12 of 14).
Scores from the Global Trade Banking Index and Stablecoin Settlement Index 2026.
No award in the Global Trade Banking Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For importers | 52 | 11 of 26 |
| For exporters | 49 | 13 of 26 |
| For wholesalers and distributors | 47 | 17 of 26 |
No award in the Stablecoin Settlement Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For receiving from buyers | 38 | 12 of 14 |
| For paying suppliers | 43 | 11 of 14 |
| For treasury and holding | 37 | 12 of 14 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
UK, EEA and US companies wanting cards and FX allowances.
Firms already banking with Revolut.
What Revolut Business publishes on its own pages, read on 21 October 2026.
Revolut Bank UK Ltd is authorised by the PRA and regulated by the FCA (981170); business e-money services run under Revolut Ltd's EMI authorisation (900562) while customers are migrated. Plans run £10 to £90 a month with interbank FX inside a monthly allowance and 0.6% above it. Only companies registered in the UK, EEA or US can open an account.
| Fact | What the provider publishes |
|---|---|
| Account fee | Basic £10, Grow £30, Scale £90 a month; Enterprise custom |
| FX margin | Interbank within allowance of £1,000 to £60,000 a month; 0.6% above; 1% outside market hours |
| Receiving | GBP local details; USD local details on Grow and above; other currencies by SWIFT; incoming Fedwire £8 |
| Paying suppliers | £5 per international transfer beyond the plan allowance; SWIFT OUR fees extra |
| Stablecoins | Not offered for business accounts |
| Finance | Corporate cards, FX forwards at 0.8%; no trade finance |
| Onboarding | Up to 5 business days |
| Protection | Safeguarded e-money for business accounts until migration to the bank |
| Date read | 21 October 2026 |
Who can open an account, by country of registration
| Country | Published position |
|---|---|
| United Kingdom | Yes |
| United States | Yes |
| Mexico | No |
| Brazil | No |
| Colombia | No |
| Hong Kong | No |
| China | No |
| Türkiye | No |
| UAE | No |
| Nigeria | No |
| Pakistan | No |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 21 October 2026 from: revolut.com/business/business-account-plans, revolut.com/legal/business-basic-fees, help.revolut.com/business/help/….
Revolut Business lets a company send and receive USDT and USDC with customers and suppliers and convert into 30+ currencies inside its business account. The exchange fee is published by plan; network, timing and custody detail is thin.
| Fact | What the provider publishes |
|---|---|
| Legal status | Revolut Ltd, FCA-authorised for e-money and payment services (FRN 900562) and 'registered with the Financial Conduct Authority to offer cryptocurrency services' under the Money Laundering Regulations 2017. Revolut Bank UK Ltd authorised by the PRA and regulated by the FCA and PRA (FS Register No. 981170). |
| Licences | UK firm reference numbers on the crypto business page (Revolut Ltd FRN 900562; Revolut Bank UK Ltd 981170). No MiCA or US licence for business crypto stated on the page read. |
| Stablecoins and networks | 'send and receive stablecoins like USDT and USDC to and from your customers and suppliers'. Networks not named. |
| Bank rails | Convert into '30+ currencies' within the business account. Bank rails not named on the page read. |
| Fees | Business crypto fee schedule: 'This fee is 1.49% for the Basic plan, 0.99% for the Grow, Scale and Enterprise plans.' 'We do not charge any fees for deposits.' Withdrawal fees not stated. |
| Settlement | Not stated. |
| Access | Eligible countries not listed on the page; trades must use an account in the business's name. |
| Protection | 'Majority of funds held in cold storage.' Custodian not named. Risk warning: you should not expect to be protected if something goes wrong. |
| Date read | 21 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 21 October 2026 from: revolut.com/business/crypto-business, cdn.revolut.com/terms_and_conditions/pdf/…, revolut.com/blog/post/1-1-stablecoin-conversion.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Global Trade Banking Index. 0 means not offered or not published. How it is scored
Each criterion is scored 0 to 5 against the best published offer in the Stablecoin Settlement Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Wise Business | 3.8 | 1 of 26 | Transparent FX and receiving in 22 currencies |
| WorldFirst | 3.5 | 2 of 26 | Importers paying Asian suppliers, no account fees |
| Airwallex | 3.5 | 3 of 26 | Free local supplier payments to 120+ countries |
| Statrys | 3.1 | 4 of 26 | Hong Kong, Singapore and BVI companies trading with Asia |
| XTransfer | 3.1 | 5 of 26 | Trade with China and emerging-market collection |
| Aspire | 3.0 | 6 of 26 | Singapore, Hong Kong and US-nexus companies trading in Asia |
| Currenxie | 3.0 | 7 of 26 | Asian and Mexican traders collecting in nine currencies |
| Payoneer | 3.0 | 8 of 26 | Marketplace sellers and exporters in 190+ countries |
| Mercury | 2.8 | 9 of 26 | US-registered companies with founders abroad |
| Ebury | 2.8 | 10 of 26 | Mid-size traders needing supplier finance with their FX |
| Verto | 2.7 | 11 of 26 | African exporters collecting in NGN, KES and ZAR |
| 3S Money | 2.7 | 12 of 26 | Non-resident companies from 190+ countries wanting UK and EU IBANs |
| Slash | 2.5 | 13 of 26 | Non-US wholesalers spending in dollars and receiving USDT |
| Shield | 2.5 | 15 of 26 | Wholesalers in Latin America paid in USDT |
| OFX | 2.4 | 16 of 26 | FX-heavy traders wanting a dealer on the phone |
| Tazapay | 2.4 | 17 of 26 | Exporters collecting from buyers in 85+ markets |
| Wio Bank | 2.4 | 18 of 26 | UAE trade licence holders wanting a bank with lending |
| HSBC UK | 2.3 | 19 of 26 | UK traders needing letters of credit and trade finance |
| iBanFirst | 2.0 | 20 of 26 | EEA and UK companies exchanging €200,000 or more a year |
| Conduit | 1.9 | 21 of 26 | Companies in 100+ countries settling trade in stablecoins |
| Bitso Business | 1.8 | 22 of 26 | Latin American traders settling on Pix, SPEI and ACH |
| Flutterwave | 1.7 | 23 of 26 | African exporters receiving USD, GBP, EUR and AED |
| Equals Money | 1.7 | 24 of 26 | UK businesses wanting cards and 40 currencies in one account |
| Moneycorp | 1.7 | 25 of 26 | UK and Irish traders wanting dealer-led FX |
| Nium | 1.6 | 26 of 26 | Platforms and fintechs embedding payouts, not yet small traders |
Full Global Trade Banking Index ranking
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Circle Mint | 4.0 | 1 of 14 | Minting and redeeming USDC at scale |
| Bridge | 3.7 | 2 of 14 | Moving between stablecoins and local bank rails |
| Brale | 3.6 | 3 of 14 | US businesses wanting a full public price list |
| BVNK | 3.4 | 4 of 14 | Businesses needing US, EU and UK rails together |
| Paxos | 3.3 | 5 of 14 | Fee-free minting of USDG and PYUSD |
| Stripe | 3.1 | 6 of 14 | Taking stablecoin payments at checkout |
| Ramp | 3.0 | 7 of 14 | US firms paying suppliers in stablecoins at no fee |
| Bitso Business | 2.8 | 8 of 14 | Real-time payouts in Mexico and Brazil |
| Conduit | 2.5 | 9 of 14 | Emerging market firms needing USD accounts and payouts |
| Reap | 2.4 | 10 of 14 | Asian firms paying suppliers from USDC or USDT |
| MoonPay Enterprise | 2.0 | 11 of 14 | Platforms paying out stablecoins as local fiat |
| Coinbase Business | 1.9 | 13 of 14 | US and Singapore firms invoicing in USDC |
| Triple-A | 1.1 | 14 of 14 | Merchants in Asia and Europe settling to IBAN |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Revolut Business is compared with its alternatives in the table above.
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