Provider profile · 2026 edition
Coinbase Business review 2026: scores, fees and alternatives.
Coinbase Business lets businesses in the US and Singapore take USDC and USDT payments, send payouts and withdraw to a bank.
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Coinbase Business lets businesses in the US and Singapore take USDC and USDT payments, send payouts and withdraw to a bank.
Coinbase Business scores 1.9 out of 5 (38 out of 100) in the Buckingham Intelligence Stablecoin Settlement Index 2026 and ranks 13 of 14. It is strongest for US and Singapore firms invoicing in USDC, and its best criterion is licences at 4 out of 5. Not published or not stated on the pages read: bank rails, settlement, protection and coins and rails.
Scores from the Stablecoin Settlement Index 2026.
No award in the Stablecoin Settlement Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For receiving from buyers | 36 | 13 of 14 |
| For paying suppliers | 37 | 13 of 14 |
| For treasury and holding | 41 | 10 of 14 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
US and Singapore firms invoicing in USDC.
What Coinbase Business publishes on its own pages, read on 21 October 2026.
Coinbase Business lets businesses in the US and Singapore take USDC and USDT payments, send payouts and withdraw to a bank. Fees are shown only after logging in.
| Fact | What the provider publishes |
|---|---|
| Legal status | Coinbase, Inc., 'NMLS ID: 1163082'; 'New York Virtual Currency Business Activity Company License, 122466' and 'New York Money Transmitter License, MT 103755'. Coinbase Custody Trust Company, LLC: NYDFS limited purpose trust company. |
| Licences | Licence table covers 45 states, Washington DC and Puerto Rico. No non-US licences on the licences page. |
| Stablecoins and networks | 'USDC payments are accepted from any crypto wallet on Ethereum, Base, Polygon, Optimism, Avalanche, or Arbitrum'; USDT on Ethereum only, 'in U.S. and select jurisdictions'. |
| Bank rails | 'Withdraw to your bank anytime. No lockups, no minimums.' Rails not named. |
| Fees | 'Coinbase Business charges a fee on each completed payment. Log into your Coinbase Business account to view current fees.' 'Auto-conversion from USDC to USD is subject to a fee.' |
| Settlement | 'Funds land in your Coinbase Business account in seconds, 24/7.' Time to a bank account not stated. |
| Access | 'Based in the US or Singapore?' businesses can onboard now; others join a waitlist. Business account, payment links, invoices and Checkouts API. |
| Protection | Custody of business balances not described. USDC described as 'backed by dollar-denominated assets held in segregated accounts with US-regulated financial institutions'. |
| Date read | 21 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 21 October 2026 from: coinbase.com/legal/licenses, coinbase.com/business/payments, coinbase.com/business/features-invoices, coinbase.com/business/waitlist.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Stablecoin Settlement Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Circle Mint | 4.0 | 1 of 14 | Minting and redeeming USDC at scale |
| Bridge | 3.7 | 2 of 14 | Moving between stablecoins and local bank rails |
| Brale | 3.6 | 3 of 14 | US businesses wanting a full public price list |
| BVNK | 3.4 | 4 of 14 | Businesses needing US, EU and UK rails together |
| Paxos | 3.3 | 5 of 14 | Fee-free minting of USDG and PYUSD |
| Stripe | 3.1 | 6 of 14 | Taking stablecoin payments at checkout |
| Ramp | 3.0 | 7 of 14 | US firms paying suppliers in stablecoins at no fee |
| Bitso Business | 2.8 | 8 of 14 | Real-time payouts in Mexico and Brazil |
| Conduit | 2.5 | 9 of 14 | Emerging market firms needing USD accounts and payouts |
| Reap | 2.4 | 10 of 14 | Asian firms paying suppliers from USDC or USDT |
| MoonPay Enterprise | 2.0 | 11 of 14 | Platforms paying out stablecoins as local fiat |
| Revolut Business | 1.9 | 12 of 14 | Firms already banking with Revolut |
| Triple-A | 1.1 | 14 of 14 | Merchants in Asia and Europe settling to IBAN |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Coinbase Business is compared with its alternatives in the table above.
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