Provider profile · 2026 edition
MoonPay Enterprise review 2026: scores, fees and alternatives.
MoonPay Enterprise, formerly Iron, converts stablecoin balances into local currency payouts and takes fiat in through an API and dashboard.
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MoonPay Enterprise, formerly Iron, converts stablecoin balances into local currency payouts and takes fiat in through an API and dashboard.
MoonPay Enterprise scores 2.0 out of 5 (40 out of 100) in the Buckingham Intelligence Stablecoin Settlement Index 2026 and ranks 11 of 14. It is strongest for platforms paying out stablecoins as local fiat, with 5 out of 5 for licences. Not published or not stated on the pages read: stablecoins and networks, fees, settlement, protection, published fees and coins and rails.
Scores from the Stablecoin Settlement Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For receiving from buyers | 40 | 11 of 14 |
| For paying suppliers | 42 | 12 of 14 |
| For treasury and holding | 39 | 11 of 14 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Platforms paying out stablecoins as local fiat.
What MoonPay Enterprise publishes on its own pages, read on 21 October 2026.
MoonPay Enterprise, formerly Iron, converts stablecoin balances into local currency payouts and takes fiat in through an API and dashboard. MoonPay holds licences in the US and EU and registrations in the UK, Canada and Australia, but publishes no fees or timings for the business product.
| Fact | What the provider publishes |
|---|---|
| Legal status | MoonPay USA LLC, 'NMLS ID 2071245'; 'New York Virtual Currency Business Activity Company License - 0000045'. MoonPay Europe B.V., 'AFM-licensed crypto-asset service provider under the EU MiCA Regulation', reference 41000002. |
| Licences | 47 US jurisdiction licences (44 states, DC, Puerto Rico, Guam). MoonPay (UK) Limited registered with the FCA as a cryptoasset business. MoonPay AUS Pty Ltd, AUSTRAC DCE100858195-001. MoonPay Jersey Ltd., JFSC SCH - 14176. Canada: FINTRAC M24701825. |
| Stablecoins and networks | 'USDC, EURC, and others.' Networks not named. |
| Bank rails | ACH, Fedwire, SEPA, SEPA Instant, FPS, PIX, SPEI and SWIFT. |
| Fees | Not stated on the product page. |
| Settlement | Not stated. |
| Access | For 'B2B and B2C' customers; availability 'varies by jurisdiction, corridor, customer type, and payment rail'. 'REST API, Webhooks, Dashboard.' |
| Protection | Not stated for the business product. |
| Date read | 21 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 21 October 2026 from: moonpay.com/legal/licenses, moonpay.com/en-gb/enterprise/pay-out.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Stablecoin Settlement Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Circle Mint | 4.0 | 1 of 14 | Minting and redeeming USDC at scale |
| Bridge | 3.7 | 2 of 14 | Moving between stablecoins and local bank rails |
| Brale | 3.6 | 3 of 14 | US businesses wanting a full public price list |
| BVNK | 3.4 | 4 of 14 | Businesses needing US, EU and UK rails together |
| Paxos | 3.3 | 5 of 14 | Fee-free minting of USDG and PYUSD |
| Stripe | 3.1 | 6 of 14 | Taking stablecoin payments at checkout |
| Ramp | 3.0 | 7 of 14 | US firms paying suppliers in stablecoins at no fee |
| Bitso Business | 2.8 | 8 of 14 | Real-time payouts in Mexico and Brazil |
| Conduit | 2.5 | 9 of 14 | Emerging market firms needing USD accounts and payouts |
| Reap | 2.4 | 10 of 14 | Asian firms paying suppliers from USDC or USDT |
| Revolut Business | 1.9 | 12 of 14 | Firms already banking with Revolut |
| Coinbase Business | 1.9 | 13 of 14 | US and Singapore firms invoicing in USDC |
| Triple-A | 1.1 | 14 of 14 | Merchants in Asia and Europe settling to IBAN |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. MoonPay Enterprise is compared with its alternatives in the table above.
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