About Buckingham Capital Consulting
Buckingham Capital Consulting is a specialist regulatory consultancy for payment, e-money and money services businesses operating across the UK and international markets.
Since 2013, we have supported firms with regulatory licensing and registration, compliance, AML and financial crime frameworks, safeguarding, governance and ongoing regulatory obligations.
Our work spans Electronic Money Institutions, Payment Institutions, Small EMIs, Small Payment Institutions, Money Services Businesses, Money Transmitters and MiCA-regulated businesses across the UK, Europe, Canada, the United States, Australia and other international markets.
We work directly with founders, boards and senior management teams, providing senior-led regulatory support from initial market entry and licensing through to ongoing compliance and regulator engagement.
How can we help?
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Why firms work with us
Payments regulatory specialism
We specialise in payment, e-money and money services regulation, with experience across licensing, registration, AML, safeguarding and ongoing compliance.
Experience since 2013
For over a decade, we have supported payment and money services businesses through regulatory licensing, compliance implementation and ongoing regulator engagement.
Global payments regulatory expertise since 2013
Since 2013, Buckingham Capital Consulting has advised payment, e-money and money services businesses on entering regulated markets and operating compliantly. Our experience covers UK FCA authorisation, European payments and e-money licensing, Canadian FINTRAC MSB registration, US FinCEN MSB registration and state Money Transmitter Licensing, Australian AUSTRAC registration and MiCA authorisation across Europe.
This international experience allows us to help firms not only obtain the appropriate licence or registration, but also understand how regulatory requirements, operating models and compliance obligations differ between jurisdictions.
What we do
Buckingham Capital Consulting provides end-to-end regulatory support to payment, e-money and money services businesses, from obtaining the appropriate licence or registration through to building and maintaining the compliance frameworks required to operate and grow.
End-to-end support for EMI, API, SPI and related payment services authorisations, including regulatory strategy, applications, business plans, financial forecasts, policies and regulator engagement.
MSB & Money Transmission Licencing
Registration and licencing support for money services, remittance and money transmission businesses across Canada, the United States, Australia and other international markets.
MiCA & Cryptoasset Licencing
Regulatory support for cryptoasset and stablecoin businesses seeking MiCA authorisation and other relevant registrations across the UK and Europe.
Regulatory Compliance & Governance
Practical compliance frameworks covering governance, policies, Consumer Duty, safeguarding, operational controls and senior management responsibilities.
Financial Crime & AML
AML, KYC, sanctions, transaction monitoring, risk assessments, MLRO frameworks and financial crime controls designed around the firm's activities and regulatory obligations.
Ongoing Regulatory
Support
Continued compliance support covering regulatory reporting, safeguarding, governance, regulatory change, remediation and engagement with regulators after authorisation.