Empowering Innovation in Digital Payments
Launch digital banking and payment services across Europe
Launch your European FinTech with us and build a digital payments FinTech business by offering your services to the 520 million European market and accessing the €162 trillion growing digital payments market.
Size of the European Payments Market
The total number of non-cash payments in Europe amount to €98B, valuing at €162.1 Trillion.
The total value of large-value payment systems (LVPS) settlements payments were €497 Trillion.
The total number of payment cards issued in Europe are 572 Million.
In Europe, the total number of transactions processed were 45 billion, worth €35 Trillion.
A fully managed end-to-end service.
A cost-efficient way to set up your fintech.
We offer full management and preparation of your application, including a business plan. We offer a full money-back on an unsuccessful application. We have a 100% success rate.
We are able to help you obtain the license in most countries within the European Economic Area, including the UK, Ireland, Lithuania and Estonia. We can also advise you on local country requirements and the best choice of country.
We take the license preparation away from you, helping you avoid making mistakes and causing delays or rejection by the regulator, whilst offering you a money-back guarantee so that you can focus on planning and building your business.
We save you time by preparing the license application, giving you the confidence that it is being prepared by a team of experts with over 15 years of experience.
The license will enable you to access the 520 million European market and build a substantial digital payments fintech business by accessing the growing digital payments market.
Guiding you through the application preparation stage
- Managing the entire application from planning to obtaining the licence
- Preparing, completing and submitting the application form
- Submitting the individual directorship forms
- Submitting the application to the financial regulator
- Assisting with any correspondence/further questions from the financial regulator after submitting your
your licence has been granted.
- Full help and support in preparing replies to any follow-on questions from the regulator.
Explore your possibilities: we can help you with the licensing, technology, company set up and everything else you need.
Issue your own branded Debit Cards / IBANs across Europe
We can help you provide branded debit cards to personal or business users issued by Visa or Mastercard.
Issue Prepaid Cards
We can help you provide branded prepaid cards to personal or business users, for general spend, payroll, loyalty, travel, corporate expense or for other use.
Enable users to store e-money or digital currency in electronic or digital wallets, in multiple currencies.
Offer a global Money Transfer solution
Enable your users to send money globally, across Asia, Europe, Africa and the rest of the world.
Provide innovative Payment Solutions
Provide users with money management tools including account to account payment services (payment initiation) enabling users to pay directly from their bank account.
Provide Payment Processing and Merchant Acquiring Services
With a single license, enable merchants and retailers, both physical and online retailers to accept card payments across Europe.
Why leading firms choose us as their partner
"Buckingham Capital Consulting has been a reliable and trusted partner. They spent time understanding our business, people and processes and worked closely with us throughout the process. They completed our licensing application to a high standard and in a timely and efficient manner. We were delighted with how smooth the entire process was from the application preparation and submission but also with the case officer at the FCA. Buckingham Capital Consulting ensured that our license was obtained in an efficient and smooth manner. The value and expertise they provide became obvious early on in the process. We highly recommend Buckingham Capital Consulting."
Our range of services and products enable you to offer digital banking products and provide payment services.
Some of our clients
An end-to-end service
We spend significant time understanding our clients, their culture, ambitions and road-map. We understand where they are and where they want to be and achieve. We help them achieve this transition and provide an end-to-end service.
With our licensing service, we discuss client requirements and the financial services they wish to offer. We assess their business model, team and resources. Following our assessment, we provide a realistic and honest assessment on application strength, as well as making our recommendations.
Recent successful work
Buckingham Capital Consulting helps Nexpay obtain FCA Authorised Payment Institution license.
Buckingham Capital Consulting helps Dzing Financial obtain FCA Authorised Electronic Money Institution (AEMI) license.
Buckingham Capital Consulting advises Global Send on obtaining the Authorised Payment Institution license.
Buckingham Capital Consulting helps Onpoint Money Transfer obtain a payment institution license in the UK to offer money transfer services.
Buckingham Capital Consulting helps McMillan Cancer - one of Britain's largest charities obtain FCA consumer credit license to offer financial services.
Buckingham Capital Consulting helps Hami obtain payment institution license in the UK to offer money remittance services.
News & Publications
Buckingham Capital Consulting is a leading digital banking and payments specialist firm. We help businesses to provide digital banking and payment services and help with licensing, compliance, consulting, helping with banking facilities and offer a full banking-as-a-service set up, enabling businesses to launch fintech propositions in as little as 1 month. Our services are delivered and led by a team of experts, who are passionate and care about the work they do.
We help manage the end-to-end process of setting up, including licensing, compliance, consulting, systems & IT and operational setup. We work closely with financial regulators, banks and third parties in helping our client obtain banking services and specialist facilities.