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Brale issues and moves stablecoins for US businesses, with a public price list: no fee on standard money movement, fixed fees per bank transfer and 0.05% on USDT conversions.
Brale scores 3.6 out of 5 (73 out of 100) in the Buckingham Intelligence Stablecoin Settlement Index 2026 and ranks 3 of 14. It is strongest for US businesses wanting a full public price list, with 5 out of 5 for published fees. Not published or not stated on the pages read: protection and settlement.
Scores from the Stablecoin Settlement Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For receiving from buyers | 74 | 3 of 14 |
| For paying suppliers | 75 | 1 of 14 |
| For treasury and holding | 69 | 4 of 14 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
US businesses wanting a full public price list.
What Brale publishes on its own pages, read on 21 October 2026.
Brale issues and moves stablecoins for US businesses, with a public price list: no fee on standard money movement, fixed fees per bank transfer and 0.05% on USDT conversions. It is licensed in US states only.
| Fact | What the provider publishes |
|---|---|
| Legal status | Brale Inc., 'NMLS ID #2376957'. Product page: '45 US jurisdictions licensed or exempt'. |
| Licences | Disclosures page (updated 10 September 2026) lists 28 states and Washington DC: 25 states and DC with licence numbers (for example Alaska #AKMT-016633, Florida #FT230000475, Washington #550-MT-150453; five shown as the NMLS number) and 3 exempt (Hawaii, Indiana, Utah). No non-US licence. |
| Stablecoins and networks | Developer docs list USDC, USDT, USDP, RLUSD, USDB, SBC, USDGLO and others; '30+ chains deployed & maintained'. |
| Bank rails | Virtual accounts, ACH, wire and RTP. |
| Fees | '0 bps on standard money movement'; RTP $2, wire $20, ACH $0.25 per transfer; on-chain transfers gas fee plus 20%; USDT conversions 5 bps; '1:1 swaps - no spread'; Business plan $0 a month, no minimums. |
| Settlement | RTP: 'Real-time payouts where enabled. No batch windows.' Stablecoins minted 'the moment funds clear'. |
| Access | End User Agreement: 'End User custodial accounts are available only to incorporated businesses registered and located in the United States'. Developer docs: business custodial accounts in 48 US jurisdictions (not New York, Tennessee, Texas or Virginia), and outside the US for regulated businesses and transactional accounts in 131 listed countries. US business KYB 'completed in minutes'. Dashboard and REST API. |
| Protection | 'Segregated reserves'; 'Tokens held in segregated sub-accounts. Brale manages keys and operations.' Not FDIC insured. No named custodian. |
| Date read | 21 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 21 October 2026 from: brale.xyz/pricing, brale.xyz/product, brale.xyz/legal/disclosures, brale.xyz/legal/end-user-agreement, docs.brale.xyz/coverage/value-types, docs.brale.xyz/coverage/account-availability.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Stablecoin Settlement Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Circle Mint | 4.0 | 1 of 14 | Minting and redeeming USDC at scale |
| Bridge | 3.7 | 2 of 14 | Moving between stablecoins and local bank rails |
| BVNK | 3.4 | 4 of 14 | Businesses needing US, EU and UK rails together |
| Paxos | 3.3 | 5 of 14 | Fee-free minting of USDG and PYUSD |
| Stripe | 3.1 | 6 of 14 | Taking stablecoin payments at checkout |
| Ramp | 3.0 | 7 of 14 | US firms paying suppliers in stablecoins at no fee |
| Bitso Business | 2.8 | 8 of 14 | Real-time payouts in Mexico and Brazil |
| Conduit | 2.5 | 9 of 14 | Emerging market firms needing USD accounts and payouts |
| Reap | 2.4 | 10 of 14 | Asian firms paying suppliers from USDC or USDT |
| MoonPay Enterprise | 2.0 | 11 of 14 | Platforms paying out stablecoins as local fiat |
| Revolut Business | 1.9 | 12 of 14 | Firms already banking with Revolut |
| Coinbase Business | 1.9 | 13 of 14 | US and Singapore firms invoicing in USDC |
| Triple-A | 1.1 | 14 of 14 | Merchants in Asia and Europe settling to IBAN |
Side by side on every criterion, fact and award.
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