Provider profile · 2026 edition
Trustly review 2026: scores, pricing and alternatives.
A Swedish pay by bank provider with its own open banking connections in Europe, the UK and North America.
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A Swedish pay by bank provider with its own open banking connections in Europe, the UK and North America.
Trustly scores 3.3 out of 5 (66 out of 100) in the Buckingham Intelligence Open Banking and Account-to-Account Payments Index 2026 and ranks 4 of 12. It is strongest for merchants in gaming, travel and subscriptions wanting pay by bank across Europe and the US, with 5 out of 5 for bank coverage and regulatory standing. Not published or not stated on the pages read: product range, pricing and integration.
Scores from the Open Banking and Account-to-Account Payments Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For payment and e-money firms | 73 | 4 of 12 |
| For lenders and fintech apps | 64 | 5 of 12 |
| For merchants and platforms | 62 | 5 of 12 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Merchants in gaming, travel and subscriptions wanting pay by bank across Europe and the US.
What Trustly publishes on its own pages, read on 26 October 2026.
A Swedish pay by bank provider with its own open banking connections in Europe, the UK and North America. It publishes 12,000+ banks in 30+ countries, payments, payouts and data products, SDKs for apps and web, and Swedish and UK licences. It does not publish prices or security certifications on the pages read.
| Fact | What the provider publishes |
|---|---|
| Bank coverage | "connects you to 12,000+ banks worldwide with just one API"; "110M+ users across 30+ countries". |
| Product range | Trustly Pay, Trustly Payouts ("Secure payouts in seconds"), Trustly Connect, Trustly ID and Trustly Insights; Subscription and Bill Pay solution. VRP not named on the pages read. |
| Pricing | Not published on the pages read. |
| Regulatory standing | Trustly Group AB (corporate identity number 556754-8655) "is an authorized Swedish payment institution under the supervision of the Swedish Financial Supervisory Authority"; Trustly UK Limited, FCA Firm Reference Number 1005703. |
| Integration | One API with documentation; "SDK Reference Android, iOS, React Native, Web"; merchant portal. |
| Security certifications | Not published on the pages read. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: trustly.com, trustly.com/legal-hub.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Open Banking and Account-to-Account Payments Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Plaid | 3.9 | 1 of 12 | Fintechs and lenders needing wide bank coverage with UK and EU licences |
| Tink | 3.8 | 2 of 12 | Banks, lenders and payment firms across Europe wanting licences in three regions |
| Yapily | 3.5 | 3 of 12 | Payment firms and software platforms needing UK and EU coverage including business accounts |
| Salt Edge | 3.3 | 5 of 12 | Lenders and payment firms needing data from many countries |
| GoCardless | 3.0 | 6 of 12 | UK businesses collecting recurring payments by direct debit and pay by bank |
| Volt | 2.8 | 7 of 12 | Merchants and payment firms taking and returning instant bank payments in Europe, the UK and Australia |
| Finverse | 2.7 | 8 of 12 | Businesses in Hong Kong and Southeast Asia collecting recurring bank payments |
| Basiq | 2.5 | 9 of 12 | Australian lenders and fintech apps using Consumer Data Right data |
| TrueLayer | 2.1 | 10 of 12 | UK and European merchants wanting pay by bank, recurring payments and instant payouts |
| Token.io | 1.9 | 11 of 12 | Banks, acquirers and gateways adding pay by bank to their own offer |
| Brankas | 1.8 | 12 of 12 | Banks and fintechs in Southeast Asia building payment and data products |
Full Open Banking and Account-to-Account Payments Index ranking
Side by side on every criterion, fact and award.
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