Provider profile · 2026 edition
Volt review 2026: scores, pricing and alternatives.
A UK-founded network for real-time account-to-account payments, refunds and payouts.
WhatsApp and Telegram +44 7563 115980
[email protected]
A UK-founded network for real-time account-to-account payments, refunds and payouts.
Volt scores 2.8 out of 5 (56 out of 100) in the Buckingham Intelligence Open Banking and Account-to-Account Payments Index 2026 and ranks 7 of 12. It is strongest for merchants and payment firms taking and returning instant bank payments in Europe, the UK and Australia, with 5 out of 5 for bank coverage and regulatory standing. Not published or not stated on the pages read: product range and pricing.
Scores from the Open Banking and Account-to-Account Payments Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For payment and e-money firms | 63 | 7 of 12 |
| For lenders and fintech apps | 55 | 7 of 12 |
| For merchants and platforms | 50 | 9 of 12 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Merchants and payment firms taking and returning instant bank payments in Europe, the UK and Australia.
What Volt publishes on its own pages, read on 26 October 2026.
A UK-founded network for real-time account-to-account payments, refunds and payouts. It publishes 2,500 banks in 31 territories and licences with numbers from UK, Polish and Australian regulators. It does not publish account data products, VRP, prices or security certifications on the pages read.
| Fact | What the provider publishes |
|---|---|
| Bank coverage | "Banks connected 2500", "Territories plugged in 31", "Bank accounts covered 618 M". |
| Product range | Instant Payments, Refunds ("real-time refunds, direct to their bank account"), Payouts ("real-time, on-demand payouts"), Volt Accounts, Virtual IBANs and Verify. Account data and VRP not named on the pages read. |
| Pricing | Not published on the pages read. |
| Regulatory standing | Volt Technologies Limited, FCA EMI, Firm Reference Number 982594; Volt Technologies Holdings Limited, FCA payment institution, FRN 925340; Polish entity, KNF National Payment Institution ID 635816; Volt Connect Pty Ltd, ASIC licence number 700107. |
| Integration | "One integration to a world of real-time payments"; codeless connection through the Primer dashboard (customer quote). No API documentation on the pages read. |
| Security certifications | Not published on the pages read. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: volt.io, volt.io/legal/regulatory.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Open Banking and Account-to-Account Payments Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Plaid | 3.9 | 1 of 12 | Fintechs and lenders needing wide bank coverage with UK and EU licences |
| Tink | 3.8 | 2 of 12 | Banks, lenders and payment firms across Europe wanting licences in three regions |
| Yapily | 3.5 | 3 of 12 | Payment firms and software platforms needing UK and EU coverage including business accounts |
| Trustly | 3.3 | 4 of 12 | Merchants in gaming, travel and subscriptions wanting pay by bank across Europe and the US |
| Salt Edge | 3.3 | 5 of 12 | Lenders and payment firms needing data from many countries |
| GoCardless | 3.0 | 6 of 12 | UK businesses collecting recurring payments by direct debit and pay by bank |
| Finverse | 2.7 | 8 of 12 | Businesses in Hong Kong and Southeast Asia collecting recurring bank payments |
| Basiq | 2.5 | 9 of 12 | Australian lenders and fintech apps using Consumer Data Right data |
| TrueLayer | 2.1 | 10 of 12 | UK and European merchants wanting pay by bank, recurring payments and instant payouts |
| Token.io | 1.9 | 11 of 12 | Banks, acquirers and gateways adding pay by bank to their own offer |
| Brankas | 1.8 | 12 of 12 | Banks and fintechs in Southeast Asia building payment and data products |
Full Open Banking and Account-to-Account Payments Index ranking
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Volt is compared with its alternatives in the table above.
Tell us what you need and where you operate.