Provider profile · 2026 edition
Salt Edge review 2026: scores, pricing and alternatives.
An open banking platform for account data and bank payments, with compliance tools for banks.
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An open banking platform for account data and bank payments, with compliance tools for banks.
Salt Edge scores 3.3 out of 5 (66 out of 100) in the Buckingham Intelligence Open Banking and Account-to-Account Payments Index 2026 and ranks 5 of 12. It is strongest for lenders and payment firms needing data from many countries, with 5 out of 5 for bank coverage. Not published or not stated on the pages read: product range, pricing and integration.
Scores from the Open Banking and Account-to-Account Payments Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For payment and e-money firms | 69 | 5 of 12 |
| For lenders and fintech apps | 67 | 4 of 12 |
| For merchants and platforms | 61 | 6 of 12 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Lenders and payment firms needing data from many countries.
What Salt Edge publishes on its own pages, read on 26 October 2026.
An open banking platform for account data and bank payments, with compliance tools for banks. It publishes the widest country coverage in this edition, payouts and refunds, self-serve API keys and ISO 27001. It publishes a UK licence number but no EU licence details or prices on the pages read.
| Fact | What the provider publishes |
|---|---|
| Bank coverage | "Connect to over 5,000 financial institutions across 50+ countries through one unified platform." |
| Product range | Data Aggregation, Data Enrichment, Financial Insights, Pay by bank ("Pay with any bank from Europe & UK"), Bulk Payments and "Instant payouts and refunds". VRP not named on the pages read. |
| Pricing | Pricing page could not be opened (page not found). Not published on the pages read. |
| Regulatory standing | Salt Edge Limited, "registered in England and Wales (#11178811) and authorized by the FCA (#822499)"; homepage states "PSD2-licensed". |
| Integration | "Get API keys" self-serve; Account Information and Payment Initiation docs, dashboard and TPP developer portal. |
| Security certifications | "We are ISO 27001-certified". |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: saltedge.com.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Open Banking and Account-to-Account Payments Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Plaid | 3.9 | 1 of 12 | Fintechs and lenders needing wide bank coverage with UK and EU licences |
| Tink | 3.8 | 2 of 12 | Banks, lenders and payment firms across Europe wanting licences in three regions |
| Yapily | 3.5 | 3 of 12 | Payment firms and software platforms needing UK and EU coverage including business accounts |
| Trustly | 3.3 | 4 of 12 | Merchants in gaming, travel and subscriptions wanting pay by bank across Europe and the US |
| GoCardless | 3.0 | 6 of 12 | UK businesses collecting recurring payments by direct debit and pay by bank |
| Volt | 2.8 | 7 of 12 | Merchants and payment firms taking and returning instant bank payments in Europe, the UK and Australia |
| Finverse | 2.7 | 8 of 12 | Businesses in Hong Kong and Southeast Asia collecting recurring bank payments |
| Basiq | 2.5 | 9 of 12 | Australian lenders and fintech apps using Consumer Data Right data |
| TrueLayer | 2.1 | 10 of 12 | UK and European merchants wanting pay by bank, recurring payments and instant payouts |
| Token.io | 1.9 | 11 of 12 | Banks, acquirers and gateways adding pay by bank to their own offer |
| Brankas | 1.8 | 12 of 12 | Banks and fintechs in Southeast Asia building payment and data products |
Full Open Banking and Account-to-Account Payments Index ranking
Side by side on every criterion, fact and award.
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