Comparison · 2026 edition
Salt Edge vs Trustly: open banking compared 2026.
Salt Edge and Trustly side by side in the Open Banking and Account-to-Account Payments Index 2026: scores, evidence, published facts and awards.
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Salt Edge and Trustly side by side in the Open Banking and Account-to-Account Payments Index 2026: scores, evidence, published facts and awards.
In the Open Banking and Account-to-Account Payments Index, both score 3.3 out of 5 (66 out of 100); Trustly ranks higher on the tie-break, at 4 of 12. Salt Edge scores higher for lenders and fintech apps; Trustly scores higher for payment and e-money firms and merchants and platforms.
Overall and segment scores out of 100, and the score out of 5.
| Score | Salt Edge | Trustly |
|---|---|---|
| Score out of 5 | 3.3 | 3.3 |
| Score out of 100 | 66 | 66 |
| Overall rank | 5 of 12 | 4 of 12 |
| For payment and e-money firms (out of 100) | 69, rank 5 | 73, rank 4 |
| For lenders and fintech apps (out of 100) | 67, rank 4 | 64, rank 5 |
| For merchants and platforms (out of 100) | 61, rank 6 | 62, rank 5 |
| Type | Open banking and open finance platform | Pay by bank network |
Each score with the evidence behind it.
| Criterion | Salt Edge | Trustly |
|---|---|---|
| Bank coverage | 5/5 5,000+ institutions across 50+ countries published. | 5/5 12,000+ banks across 30+ countries published. |
| Product range | 4/5 Account data, payments, payouts and refunds published; VRP not named. | 4/5 Payments, payouts and account data published; VRP not named. |
| Published pricing | 0/5 Not published on the pages read. | 0/5 Not published on the pages read. |
| Regulatory standing | 3/5 One FCA licence with number; EU licence not detailed. | 5/5 Swedish and UK licences published, with an FCA number and Swedish corporate identity number. |
| Integration | 4/5 Self-serve API keys, documentation and dashboard; SDKs not confirmed on the pages read. | 4/5 API, SDKs and documentation; sandbox and self-serve sign-up not confirmed on the pages read. |
| Security certifications | 3/5 ISO 27001 published. | 0/5 Not published on the pages read. |
Each criterion is scored 0 to 5 against the best published offer in the Open Banking and Account-to-Account Payments Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Salt Edge | Trustly |
|---|---|---|
| Bank coverage | "Connect to over 5,000 financial institutions across 50+ countries through one unified platform." | "connects you to 12,000+ banks worldwide with just one API"; "110M+ users across 30+ countries". |
| Product range | Data Aggregation, Data Enrichment, Financial Insights, Pay by bank ("Pay with any bank from Europe & UK"), Bulk Payments and "Instant payouts and refunds". VRP not named on the pages read. | Trustly Pay, Trustly Payouts ("Secure payouts in seconds"), Trustly Connect, Trustly ID and Trustly Insights; Subscription and Bill Pay solution. VRP not named on the pages read. |
| Pricing | Pricing page could not be opened (page not found). Not published on the pages read. | Not published on the pages read. |
| Regulatory standing | Salt Edge Limited, "registered in England and Wales (#11178811) and authorized by the FCA (#822499)"; homepage states "PSD2-licensed". | Trustly Group AB (corporate identity number 556754-8655) "is an authorized Swedish payment institution under the supervision of the Swedish Financial Supervisory Authority"; Trustly UK Limited, FCA Firm Reference Number 1005703. |
| Integration | "Get API keys" self-serve; Account Information and Payment Initiation docs, dashboard and TPP developer portal. | One API with documentation; "SDK Reference Android, iOS, React Native, Web"; merchant portal. |
| Security certifications | "We are ISO 27001-certified". | Not published on the pages read. |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Salt Edge: product range, pricing and integration.
Not published or not stated by Trustly: product range, pricing and integration.
Facts read on 26 October 2026 from: saltedge.com; and trustly.com, trustly.com/legal-hub.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Lenders and payment firms needing data from many countries.
Merchants in gaming, travel and subscriptions wanting pay by bank across Europe and the US.
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