Comparison · 2026 edition
Salt Edge vs Yapily: open banking compared 2026.
Salt Edge and Yapily side by side in the Open Banking and Account-to-Account Payments Index 2026: scores, evidence, published facts and awards.
WhatsApp and Telegram +44 7563 115980
[email protected]
Salt Edge and Yapily side by side in the Open Banking and Account-to-Account Payments Index 2026: scores, evidence, published facts and awards.
In the Open Banking and Account-to-Account Payments Index, Yapily scores higher overall: 3.5 out of 5 (70 out of 100) against 3.3 (66), ranking 3 and 5 of 12. Yapily scores higher for payment and e-money firms and merchants and platforms; they tie for lenders and fintech apps.
Overall and segment scores out of 100, and the score out of 5.
| Score | Salt Edge | Yapily |
|---|---|---|
| Score out of 5 | 3.3 | 3.5 |
| Score out of 100 | 66 | 70 |
| Overall rank | 5 of 12 | 3 of 12 |
| For payment and e-money firms (out of 100) | 69, rank 5 | 77, rank 3 |
| For lenders and fintech apps (out of 100) | 67, rank 4 | 67, rank 3 |
| For merchants and platforms (out of 100) | 61, rank 6 | 66, rank 3 |
| Type | Open banking and open finance platform | Open banking API platform |
Each score with the evidence behind it.
| Criterion | Salt Edge | Yapily |
|---|---|---|
| Bank coverage | 5/5 5,000+ institutions across 50+ countries published. | 5/5 2,000 institutions across 19 countries published. |
| Product range | 4/5 Account data, payments, payouts and refunds published; VRP not named. | 5/5 Account data, payments, VRP and bulk payments published. |
| Published pricing | 0/5 Not published on the pages read. | 0/5 Not published. |
| Regulatory standing | 3/5 One FCA licence with number; EU licence not detailed. | 5/5 FCA and Bank of Lithuania licences with numbers published. |
| Integration | 4/5 Self-serve API keys, documentation and dashboard; SDKs not confirmed on the pages read. | 4/5 API docs, console, demo app and sign-up; SDKs and sandbox not confirmed on the pages read. |
| Security certifications | 3/5 ISO 27001 published. | 0/5 Not published on the pages read. |
Each criterion is scored 0 to 5 against the best published offer in the Open Banking and Account-to-Account Payments Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Salt Edge | Yapily |
|---|---|---|
| Bank coverage | "Connect to over 5,000 financial institutions across 50+ countries through one unified platform." | "Explore over 2,000 institutions directly integrated in 19 countries", "with the majority of banks covered in the UK and Germany". |
| Product range | Data Aggregation, Data Enrichment, Financial Insights, Pay by bank ("Pay with any bank from Europe & UK"), Bulk Payments and "Instant payouts and refunds". VRP not named on the pages read. | Products listed: Payments, Variable Recurring Payments, Commercial VRP, Bulk Payments, Data, Data Plus and Validate. |
| Pricing | Pricing page could not be opened (page not found). Not published on the pages read. | "Tailored pricing for every business"; "Let's talk". No prices published. |
| Regulatory standing | Salt Edge Limited, "registered in England and Wales (#11178811) and authorized by the FCA (#822499)"; homepage states "PSD2-licensed". | "Yapily Connect Ltd is regulated by the UK Financial Conduct Authority with no. 827001"; "Yapily Connect UAB is regulated by the Bank of Lithuania with no. LB002045". |
| Integration | "Get API keys" self-serve; Account Information and Payment Initiation docs, dashboard and TPP developer portal. | API docs "designed so AI coding agents can connect directly", Customer Console, demo app, "Get Started" sign-up. |
| Security certifications | "We are ISO 27001-certified". | Not published on the pages read. |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Salt Edge: product range, pricing and integration.
Not published or not stated by Yapily: pricing, security certifications and integration.
Facts read on 26 October 2026 from: saltedge.com; and yapily.com, yapily.com/pricing, yapily.com/product/open-banking-country-coverage, yapily.com/legal.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Lenders and payment firms needing data from many countries.
Payment firms and software platforms needing UK and EU coverage including business accounts.
Tell us what you need and where you operate.