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Stripe's platform product pays connected sellers and service providers, with onboarding checks and automatic 1099 filing, and its Global Payouts product pays third parties in 160+ countries.
Stripe Connect and Global Payouts scores 4.2 out of 5 (83 out of 100) in the Buckingham Intelligence Payouts and Mass Payments Index 2026 and ranks 2 of 11. It is strongest for platforms already taking payments on Stripe that want onboarding, tax forms and payouts in one place, with 5 out of 5 for payee onboarding and tax, payout methods and speed and regulatory standing. Not published or not stated on the pages read: integration.
Scores from the Payouts and Mass Payments Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For marketplaces and gig platforms | 83 | 2 of 11 |
| For firms paying contractors and creators | 84 | 2 of 11 |
| For payment and fintech firms | 82 | 3 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Platforms already taking payments on Stripe that want onboarding, tax forms and payouts in one place.
What Stripe Connect and Global Payouts publishes on its own pages, read on 26 October 2026.
Stripe's platform product pays connected sellers and service providers, with onboarding checks and automatic 1099 filing, and its Global Payouts product pays third parties in 160+ countries. It publishes clear platform and payout fees, US money transmission licences and PCI Level 1 with SOC 2 Type II. Global Payouts is open only to UK and US businesses, with EU access in private preview.
| Fact | What the provider publishes |
|---|---|
| Global reach | Global Payouts: "160+ countries"; Connect payouts: "118 countries". Sending available to businesses in GB and US; EU countries in private preview. |
| Pricing | "$2 per monthly active account"; "0.25% + 25¢ per payout sent"; Instant Payouts "1% of payout volume"; cross-border payouts "Starting at 0.25% of payout volume". Global Payouts: standard to bank $1.50; instant to debit card $1.50 plus 0.75%. |
| Payee onboarding and tax | Connect: "Onboarding with KYC and AML checks"; "Automatic 1099 generation and filing"; prebuilt forms let recipients enter their own details. |
| Payout methods and speed | Local bank transfers, wires, debit cards and crypto wallets; bank in 2 to 3 days, debit card in minutes. |
| Integration | API; "Create recipients and send money directly from the Dashboard". |
| Regulatory standing | Stripe Payments Company, NMLS No. 1280479, licensed as a money transmitter in the US states listed, including by the New York State Department of Financial Services. PCI Service Provider Level 1; SOC 1 and SOC 2 Type II reports produced annually. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: stripe.com/it-us/connect/pricing, stripe.com/payouts, docs.stripe.com/global-payouts, stripe.com/de-dk/spc/licenses, docs.stripe.com/security.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Payouts and Mass Payments Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Trolley | 4.5 | 1 of 11 | Platforms paying creators and sellers that want a full published price list |
| Tipalti | 3.8 | 3 of 11 | Firms paying many contractors or creators across borders with full tax form handling |
| Payoneer | 3.5 | 4 of 11 | Marketplaces paying sellers abroad into accounts, bank accounts or wallets |
| Nium | 3.4 | 5 of 11 | Payment and fintech firms needing real-time payouts and licences in many markets |
| Airwallex | 3.0 | 6 of 11 | Platforms wanting a published fee schedule and licences across Asia, Europe and the US |
| PayPal Payouts | 2.8 | 7 of 11 | Businesses paying recipients who already use PayPal or Venmo |
| Routable | 2.8 | 8 of 11 | US firms paying many vendors and contractors from their accounting system |
| Rapyd Disburse | 2.8 | 9 of 11 | Firms paying recipients by card, wallet or cash as well as bank transfer |
| Wise Business | 2.6 | 10 of 11 | Smaller firms paying overseas suppliers and freelancers into bank accounts |
| dLocal | 2.3 | 11 of 11 | Platforms paying recipients in Latin America, Africa and Asia |
Side by side on every criterion, fact and award.
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