Provider profile · 2026 edition
Routable review 2026: scores, fees and alternatives.
Routable sends mass payouts to 220+ countries in 140+ currencies, with white-labelled self-onboarding for payees, CSV payouts and accounting sync.
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Routable sends mass payouts to 220+ countries in 140+ currencies, with white-labelled self-onboarding for payees, CSV payouts and accounting sync.
Routable scores 2.8 out of 5 (55 out of 100) in the Buckingham Intelligence Payouts and Mass Payments Index 2026 and ranks 8 of 11. It is strongest for US firms paying many vendors and contractors from their accounting system, with 5 out of 5 for global reach. Not published or not stated on the pages read: published pricing, payee onboarding and tax, payout methods and speed and integration.
Scores from the Payouts and Mass Payments Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For marketplaces and gig platforms | 54 | 9 of 11 |
| For firms paying contractors and creators | 45 | 8 of 11 |
| For payment and fintech firms | 65 | 8 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
US firms paying many vendors and contractors from their accounting system.
What Routable publishes on its own pages, read on 26 October 2026.
Routable sends mass payouts to 220+ countries in 140+ currencies, with white-labelled self-onboarding for payees, CSV payouts and accounting sync. It holds SOC 1 and SOC 2 Type II and relies on named partners for money movement. It does not publish prices on its own pages, and its tax tools are named but not described.
| Fact | What the provider publishes |
|---|---|
| Global reach | International payouts "in 140+ currencies, to 220+ countries and territories". |
| Pricing | Claims "30% less than competitors"; no fee schedule on the pages read. |
| Payee onboarding | Payees "securely onboard themselves through a white-labeled, guided workflow"; "Tax Management" named as a feature without detail. |
| Payout methods and speed | Instant payouts "available within seconds"; international "in as little as 1-3 business days". |
| Integration | "Easy-to-use REST API"; CSV payouts that validate payment details; "real-time two-way sync with 99.8% accuracy" with accounting systems. |
| Regulatory standing | "Routable is SOC 1 & SOC 2 Type II certified." Money movement through partners: Visa Global Services Inc. (licensed money transmitter, New York Department of Financial Services), The Currency Cloud Limited (FCA e-money) and Convera USA, LLC. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: routable.com/mass-payouts, routable.com/features/mass-payments, routable.com/legal/security.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Payouts and Mass Payments Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Trolley | 4.5 | 1 of 11 | Platforms paying creators and sellers that want a full published price list |
| Stripe Connect and Global Payouts | 4.2 | 2 of 11 | Platforms already taking payments on Stripe that want onboarding, tax forms and payouts in one place |
| Tipalti | 3.8 | 3 of 11 | Firms paying many contractors or creators across borders with full tax form handling |
| Payoneer | 3.5 | 4 of 11 | Marketplaces paying sellers abroad into accounts, bank accounts or wallets |
| Nium | 3.4 | 5 of 11 | Payment and fintech firms needing real-time payouts and licences in many markets |
| Airwallex | 3.0 | 6 of 11 | Platforms wanting a published fee schedule and licences across Asia, Europe and the US |
| PayPal Payouts | 2.8 | 7 of 11 | Businesses paying recipients who already use PayPal or Venmo |
| Rapyd Disburse | 2.8 | 9 of 11 | Firms paying recipients by card, wallet or cash as well as bank transfer |
| Wise Business | 2.6 | 10 of 11 | Smaller firms paying overseas suppliers and freelancers into bank accounts |
| dLocal | 2.3 | 11 of 11 | Platforms paying recipients in Latin America, Africa and Asia |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Routable is compared with its alternatives in the table above.
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