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Rapyd's payouts product pays recipients in 190+ countries and 120+ currencies by bank transfer, card, e-wallet and cash, with real-time transfers in 50+ countries.
Rapyd Disburse scores 2.8 out of 5 (55 out of 100) in the Buckingham Intelligence Payouts and Mass Payments Index 2026 and ranks 9 of 11. It is strongest for firms paying recipients by card, wallet or cash as well as bank transfer, with 5 out of 5 for global reach and payout methods and speed. Not published or not stated on the pages read: pricing, security and payee onboarding and tax.
Scores from the Payouts and Mass Payments Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For marketplaces and gig platforms | 55 | 8 of 11 |
| For firms paying contractors and creators | 40 | 10 of 11 |
| For payment and fintech firms | 69 | 6 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Firms paying recipients by card, wallet or cash as well as bank transfer.
What Rapyd Disburse publishes on its own pages, read on 26 October 2026.
Rapyd's payouts product pays recipients in 190+ countries and 120+ currencies by bank transfer, card, e-wallet and cash, with real-time transfers in 50+ countries. It publishes licences with numbers in the UK, EU, Singapore, Hong Kong, Israel and the US. It does not publish prices, security audits, recipient onboarding or tax tools on the pages read.
| Fact | What the provider publishes |
|---|---|
| Global reach | "make payouts in over 190 countries"; "Choose from 120+ currencies." |
| Pricing | Not published on the pages read. |
| Payout methods and speed | "bank transfers, eWallets, cards, and cash"; card payouts to Mastercard and Visa; real-time transfers in "over 50 countries". |
| Integration | Available "through an API integration" and a Client Portal; one-to-one and mass payouts. |
| Regulatory standing | Rapyd Payments Limited FCA e-money institution 900688; Rapyd Europe hf. Central Bank of Iceland e-money institution; Rapyd Holding Pte. Ltd. MAS Major Payment Institution PS20200311; Rapyd HK Limited MSO 19-06-02796; Rapyd Financial Technology US Inc. FinCEN MSB 31000258164740. |
| Security | No security certification named on the pages read. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: rapyd.net, docs.rapyd.net/en/rapyd-disburse.html, rapyd.net/security-compliance/….
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Payouts and Mass Payments Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Trolley | 4.5 | 1 of 11 | Platforms paying creators and sellers that want a full published price list |
| Stripe Connect and Global Payouts | 4.2 | 2 of 11 | Platforms already taking payments on Stripe that want onboarding, tax forms and payouts in one place |
| Tipalti | 3.8 | 3 of 11 | Firms paying many contractors or creators across borders with full tax form handling |
| Payoneer | 3.5 | 4 of 11 | Marketplaces paying sellers abroad into accounts, bank accounts or wallets |
| Nium | 3.4 | 5 of 11 | Payment and fintech firms needing real-time payouts and licences in many markets |
| Airwallex | 3.0 | 6 of 11 | Platforms wanting a published fee schedule and licences across Asia, Europe and the US |
| PayPal Payouts | 2.8 | 7 of 11 | Businesses paying recipients who already use PayPal or Venmo |
| Routable | 2.8 | 8 of 11 | US firms paying many vendors and contractors from their accounting system |
| Wise Business | 2.6 | 10 of 11 | Smaller firms paying overseas suppliers and freelancers into bank accounts |
| dLocal | 2.3 | 11 of 11 | Platforms paying recipients in Latin America, Africa and Asia |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Rapyd Disburse is compared with its alternatives in the table above.
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