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dLocal pays recipients in 60+ emerging markets in local currency over bank transfer, wallets, mobile money, cash and real-time schemes, funded in US dollars, euros or stablecoins.
dLocal scores 2.3 out of 5 (46 out of 100) in the Buckingham Intelligence Payouts and Mass Payments Index 2026 and ranks 11 of 11. It is strongest for platforms paying recipients in Latin America, Africa and Asia, with 5 out of 5 for payout methods and speed. Not published or not stated on the pages read: pricing, security, payee onboarding and tax and integration.
Scores from the Payouts and Mass Payments Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For marketplaces and gig platforms | 47 | 11 of 11 |
| For firms paying contractors and creators | 37 | 11 of 11 |
| For payment and fintech firms | 55 | 11 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Platforms paying recipients in Latin America, Africa and Asia.
What dLocal publishes on its own pages, read on 26 October 2026.
dLocal pays recipients in 60+ emerging markets in local currency over bank transfer, wallets, mobile money, cash and real-time schemes, funded in US dollars, euros or stablecoins. It publishes its Malta authorisation and states 30+ licences. It does not publish prices, security audits or recipient onboarding and tax tools.
| Fact | What the provider publishes |
|---|---|
| Global reach | "60+ emerging markets" across Latin America, Africa and the Middle East, and Asia; funding "in USD, EUR, or stablecoins", settled in local currency. |
| Pricing | Not published; pricing "typically includes a transaction fee per payout, an FX spread", proposed after contact with sales. |
| Payout methods and speed | "bank transfers, wallets, mobile money, cash, and real-time schemes"; "Delivered in seconds, not days." |
| Integration | "one API that covers all solutions"; payouts "by API, file, or SFTP"; sandbox before go-live. |
| Regulatory standing | "DLocal Limited (Company Registration Number C77538) is authorised by the Malta Financial Services Authority" for e-money and payment services; Demerge Nigeria regulated by the Central Bank of Nigeria; portfolio of "over 30 licenses and registrations worldwide" (June 2025 release). |
| Security | No security certification named on the pages read. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: dlocal.com/our-solution/payouts, dlocal.com/press-releases/….
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Payouts and Mass Payments Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Trolley | 4.5 | 1 of 11 | Platforms paying creators and sellers that want a full published price list |
| Stripe Connect and Global Payouts | 4.2 | 2 of 11 | Platforms already taking payments on Stripe that want onboarding, tax forms and payouts in one place |
| Tipalti | 3.8 | 3 of 11 | Firms paying many contractors or creators across borders with full tax form handling |
| Payoneer | 3.5 | 4 of 11 | Marketplaces paying sellers abroad into accounts, bank accounts or wallets |
| Nium | 3.4 | 5 of 11 | Payment and fintech firms needing real-time payouts and licences in many markets |
| Airwallex | 3.0 | 6 of 11 | Platforms wanting a published fee schedule and licences across Asia, Europe and the US |
| PayPal Payouts | 2.8 | 7 of 11 | Businesses paying recipients who already use PayPal or Venmo |
| Routable | 2.8 | 8 of 11 | US firms paying many vendors and contractors from their accounting system |
| Rapyd Disburse | 2.8 | 9 of 11 | Firms paying recipients by card, wallet or cash as well as bank transfer |
| Wise Business | 2.6 | 10 of 11 | Smaller firms paying overseas suppliers and freelancers into bank accounts |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. dLocal is compared with its alternatives in the table above.
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