Provider profile · 2026 edition
Pismo review 2026: scores, pricing and alternatives.
A cloud-native platform for card issuing, lending, corporate accounts, wallets and merchant processing.
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A cloud-native platform for card issuing, lending, corporate accounts, wallets and merchant processing.
Pismo scores 2.5 out of 5 (50 out of 100) in the Buckingham Intelligence Core Banking and Ledgers Index 2026 and ranks 5 of 12. It is strongest for banks and large firms combining cards, lending and accounts, and its best criterion is product coverage at 4 out of 5. Not published or not stated on the pages read: pricing, deployment, product coverage and security and regulated clients.
Scores from the Core Banking and Ledgers Index 2026.
No award in the Core Banking and Ledgers Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For banks and building societies | 59 | 2 of 12 |
| For E-money and payment firms | 50 | 4 of 12 |
| For fintechs building their own products | 42 | 7 of 12 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Banks and large firms combining cards, lending and accounts.
What Pismo publishes on its own pages, read on 26 October 2026.
A cloud-native platform for card issuing, lending, corporate accounts, wallets and merchant processing. It names large regulated clients and states SOC 2 compliance. Prices, named clouds and launch times are not published.
| Fact | What the provider publishes |
|---|---|
| Product coverage | Credit, debit and prepaid cards for Visa, Mastercard and private labels; digital lending; corporate demand deposit accounts "in a multi-country, multi-region, and multi-branch structure"; digital wallets; merchant processing. |
| Pricing | Not published on the pages read. |
| Deployment | "A truly cloud-native API platform"; no cloud provider named on the pages read. |
| Integration | API reference and documentation linked from the homepage. |
| Security and clients | "Pismo achieves SOC 2 compliance". Client quotes from Citi TTS, Itaú and BTG Pactual. |
| Scale | Client quote from Grow cites Pismo's expertise in "managing 46 million cards". |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: pismo.io.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Core Banking and Ledgers Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Thought Machine | 3.5 | 1 of 12 | Large banks replacing a legacy core on the cloud of their choice |
| SDK.finance | 3.0 | 2 of 12 | E-money firms and fintechs wanting a published price |
| Formance | 3.0 | 3 of 12 | Fintech and crypto firms wanting a ledger they can host themselves |
| 10x Banking | 2.6 | 4 of 12 | Banks that need published throughput and uptime figures |
| Modern Treasury | 2.5 | 6 of 12 | US fintechs wanting a ledger joined to payment rails |
| Mambu | 2.5 | 7 of 12 | Lenders and deposit-takers wanting audited SaaS |
| Temenos | 2.5 | 8 of 12 | Banks in many countries wanting packaged software or SaaS |
| Tuum | 2.3 | 9 of 12 | Banks wanting cloud or on-premise deployment with a stated launch time |
| Zeta | 2.0 | 10 of 12 | Banks launching card programmes |
| Finxact | 2.0 | 11 of 12 | US banks wanting an API-first core with a sandbox |
| Episode Six | 1.3 | 12 of 12 | Issuers wanting one ledger for cards, credit and deposits |
Side by side on every criterion, fact and award.
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