Provider profile · 2026 edition
Episode Six review 2026: scores, pricing and alternatives.
A combined ledger and payment processing platform, Tritium, covering deposits, credit, loans and all main card types, run on its own cloud.
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A combined ledger and payment processing platform, Tritium, covering deposits, credit, loans and all main card types, run on its own cloud.
Episode Six scores 1.3 out of 5 (26 out of 100) in the Buckingham Intelligence Core Banking and Ledgers Index 2026 and ranks 12 of 12. It is strongest for issuers wanting one ledger for cards, credit and deposits, with 5 out of 5 for product coverage. Not published or not stated on the pages read: pricing, security and clients, published pricing and deployment choice.
Scores from the Core Banking and Ledgers Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For banks and building societies | 33 | 12 of 12 |
| For E-money and payment firms | 24 | 12 of 12 |
| For fintechs building their own products | 21 | 12 of 12 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Issuers wanting one ledger for cards, credit and deposits.
What Episode Six publishes on its own pages, read on 26 October 2026.
A combined ledger and payment processing platform, Tritium, covering deposits, credit, loans and all main card types, run on its own cloud. It publishes the product scope in detail but not prices, certifications, clients, integration details or scale figures.
| Fact | What the provider publishes |
|---|---|
| Product coverage | Parallel Ledger, token control ledger, virtual accounts, revolving credit, instalments, loans, interest-bearing and term deposits, multi-currency; prepaid, debit, credit, commercial and virtual cards. |
| Pricing | Not published on the pages read. |
| Deployment | Runs on "E6 Cloud"; on-premise not mentioned. |
| Integration | Not published on the pages read. |
| Security and clients | No certifications or clients named on the page read. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: episodesix.com/tritium-payment-platform.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Core Banking and Ledgers Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Thought Machine | 3.5 | 1 of 12 | Large banks replacing a legacy core on the cloud of their choice |
| SDK.finance | 3.0 | 2 of 12 | E-money firms and fintechs wanting a published price |
| Formance | 3.0 | 3 of 12 | Fintech and crypto firms wanting a ledger they can host themselves |
| 10x Banking | 2.6 | 4 of 12 | Banks that need published throughput and uptime figures |
| Pismo | 2.5 | 5 of 12 | Banks and large firms combining cards, lending and accounts |
| Modern Treasury | 2.5 | 6 of 12 | US fintechs wanting a ledger joined to payment rails |
| Mambu | 2.5 | 7 of 12 | Lenders and deposit-takers wanting audited SaaS |
| Temenos | 2.5 | 8 of 12 | Banks in many countries wanting packaged software or SaaS |
| Tuum | 2.3 | 9 of 12 | Banks wanting cloud or on-premise deployment with a stated launch time |
| Zeta | 2.0 | 10 of 12 | Banks launching card programmes |
| Finxact | 2.0 | 11 of 12 | US banks wanting an API-first core with a sandbox |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Episode Six is compared with its alternatives in the table above.
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