Comparison · 2026 edition
Pismo vs SDK.finance: core banking compared 2026.
Pismo and SDK.finance side by side in the Core Banking and Ledgers Index 2026: scores, evidence, published facts and awards.
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Pismo and SDK.finance side by side in the Core Banking and Ledgers Index 2026: scores, evidence, published facts and awards.
In the Core Banking and Ledgers Index, SDK.finance scores higher overall: 3.0 out of 5 (60 out of 100) against 2.5 (50), ranking 2 and 5 of 12. Pismo scores higher for banks and building societies; SDK.finance scores higher for e-money and payment firms and fintechs building their own products.
Overall and segment scores out of 100, and the score out of 5.
| Score | Pismo | SDK.finance |
|---|---|---|
| Score out of 5 | 2.5 | 3.0 |
| Score out of 100 | 50 | 60 |
| Overall rank | 5 of 12 | 2 of 12 |
| For banks and building societies (out of 100) | 59, rank 2 | 52, rank 9 |
| For E-money and payment firms (out of 100) | 50, rank 4 | 60, rank 3 |
| For fintechs building their own products (out of 100) | 42, rank 7 | 68, rank 1 |
| Type | Cloud-native banking and card processing platform | Core banking and wallet platform |
Each score with the evidence behind it.
| Criterion | Pismo | SDK.finance |
|---|---|---|
| Product coverage | 4/5 Accounts, lending, cards and payments published; multi-currency not stated. | 3/5 Accounts, cards and payments published; lending and multi-currency not confirmed. |
| Published pricing | 0/5 Not published. | 5/5 Monthly and per-transaction SaaS price published. |
| Deployment choice | 2/5 Cloud-native, no named cloud. | 4/5 SaaS and on-premise published; no named cloud. |
| Integration | 2/5 API reference only on the pages read. | 4/5 API reference and sandbox; no launch time. |
| Security and regulated clients | 4/5 SOC 2 stated with named regulated banks; ISO 27001 not found. | 1/5 Case-study clients named; no certifications published. |
| Proven scale | 3/5 One figure: 46 million cards. | 0/5 Not published for the platform. |
Each criterion is scored 0 to 5 against the best published offer in the Core Banking and Ledgers Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Pismo | SDK.finance |
|---|---|---|
| Product coverage | Credit, debit and prepaid cards for Visa, Mastercard and private labels; digital lending; corporate demand deposit accounts "in a multi-country, multi-region, and multi-branch structure"; digital wallets; merchant processing. | Solutions for digital wallets, core banking, money transfer and remittance, card issuing and merchant payment processing; "Individual & business accounts". |
| Pricing | Not published on the pages read. | SaaS: "First 3 months: flat fee €10,000", then "Monthly payment = €5,500 + €0.05 per transaction". Source code licence: annual or lifetime, price on request. |
| Deployment | "A truly cloud-native API platform"; no cloud provider named on the pages read. | SaaS, or source code licence "Hosted on your servers (on-premises, dedicated datacenter)". |
| Integration | API reference and documentation linked from the homepage. | API reference, documentation and release notes; "Back-office Real-time Sandbox" demo. |
| Security and clients | "Pismo achieves SOC 2 compliance". Client quotes from Citi TTS, Itaú and BTG Pactual. | "TechFin UAB ... is not a bank, financial or payment institution." Case studies name Geidea, MPAY, TheOneGate, Paywell and Nebeus. No certifications found on the pages read. |
| Scale | Client quote from Grow cites Pismo's expertise in "managing 46 million cards". | Not listed in this index |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Pismo: pricing, deployment, product coverage and security and regulated clients.
Not published or not stated by SDK.finance: product coverage, deployment choice, security and regulated clients and proven scale.
Facts read on 26 October 2026 from: pismo.io; and sdk.finance/pricing, sdk.finance/pricing-saas.
Awards follow from the published scores and cannot be bought.
No award in this index.
From each provider's strongest criteria and published terms.
Banks and large firms combining cards, lending and accounts.
E-money firms and fintechs wanting a published price.
Tell us what you need and where you operate.