WhatsApp and Telegram +44 7563 115980
[email protected]
A fraud and AML platform that combines device and behaviour signals, a shared data network covering 80M+ US adults, configurable rules and case management through to regulatory filing.
Unit21 scores 2.9 out of 5 (57 out of 100) in the Buckingham Intelligence Fraud Prevention Index 2026 and ranks 3 of 13. It is strongest for US banks and fintechs needing fraud rules, investigations and SAR filing together, with 5 out of 5 for detection signals. Not published or not stated on the pages read: coverage, pricing, rules and case management and security and clients.
Scores from the Fraud Prevention Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For banks and lenders | 72 | 2 of 13 |
| For payment and e-money firms | 55 | 4 of 13 |
| For fintechs and marketplaces | 43 | 7 of 13 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
US banks and fintechs needing fraud rules, investigations and SAR filing together.
What Unit21 publishes on its own pages, read on 26 October 2026.
A fraud and AML platform that combines device and behaviour signals, a shared data network covering 80M+ US adults, configurable rules and case management through to regulatory filing. It publishes SOC 2 Type I and Type II and names regulated clients through logos. It publishes no prices or integration details on the pages read.
| Fact | What the provider publishes |
|---|---|
| Coverage | Fraud blocked "across RTP, FedNow, ACH, cards, crypto"; device risk score to stop "bots, account farms, and mule networks"; onboarding risk. Scams and chargebacks not published as products. |
| Pricing | Not published on the pages read. |
| Signals | Device Risk Score using "deep device and behavioral signals"; consortium "covering 80M+ adults in the U.S."; "explainable, fully auditable decisions". |
| Operations | "Configurable rules, behavioral models, and AI agents"; Case Management; AI agents "pre-populate SARs, STRs, CTRs, 314(a), and goAML filings". |
| Integration | Not detailed on the pages read. |
| Security and clients | SOC 2 Type I and Type II attested by Armanino; GDPR and CCPA compliant. Logos include Chime, Brex, Crypto.com, Sunrise Banks and Greendot Bank. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: unit21.ai, unit21.ai/security.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Fraud Prevention Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| SEON | 3.9 | 1 of 13 | Payment and fintech firms wanting a published monthly price and fast set-up |
| Stripe Radar | 3.0 | 2 of 13 | Firms already processing card payments with Stripe |
| Fingerprint | 2.8 | 4 of 13 | Fintechs wanting device recognition with clear self-serve prices |
| Oscilar | 2.6 | 5 of 13 | US fintechs and payment firms wanting backtesting and case management together |
| Sardine | 2.6 | 6 of 13 | Fintechs and banks combining fraud, scams and AML in one system |
| Feedzai | 2.6 | 7 of 13 | Large banks needing scam prevention and onboarding risk on one platform |
| DataVisor | 2.6 | 8 of 13 | Banks and credit unions wanting unsupervised machine learning and case tools |
| BioCatch | 2.5 | 9 of 13 | Retail banks fighting scams, mule accounts and account takeover |
| Ravelin | 2.2 | 10 of 13 | Payment providers and online merchants fighting card fraud and chargebacks |
| Sift | 2.1 | 11 of 13 | Fintechs and marketplaces wanting a large shared data network |
| SHIELD | 2.0 | 12 of 13 | Asian e-wallets and apps stopping fake accounts at sign-up and login |
| Bureau | 1.6 | 13 of 13 | Indian lenders and marketplaces stopping fake applications at onboarding |
Side by side on every criterion, fact and award.
Tell us what you need and where you operate.