Comparison · 2026 edition
Fingerprint vs Unit21: fraud prevention compared 2026.
Fingerprint and Unit21 side by side in the Fraud Prevention Index 2026: scores, evidence, published facts and awards.
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Fingerprint and Unit21 side by side in the Fraud Prevention Index 2026: scores, evidence, published facts and awards.
In the Fraud Prevention Index, Unit21 scores higher overall: 2.9 out of 5 (57 out of 100) against 2.8 (56), ranking 3 and 4 of 13. Fingerprint scores higher for payment and e-money firms and fintechs and marketplaces; Unit21 scores higher for banks and lenders.
Overall and segment scores out of 100, and the score out of 5.
| Score | Fingerprint | Unit21 |
|---|---|---|
| Score out of 5 | 2.8 | 2.9 |
| Score out of 100 | 56 | 57 |
| Overall rank | 4 of 13 | 3 of 13 |
| For banks and lenders (out of 100) | 46, rank 10 | 72, rank 2 |
| For payment and e-money firms (out of 100) | 56, rank 3 | 55, rank 4 |
| For fintechs and marketplaces (out of 100) | 65, rank 2 | 43, rank 7 |
| Type | Device intelligence for fraud prevention | Fraud and AML operations platform |
Each score with the evidence behind it.
| Criterion | Fingerprint | Unit21 |
|---|---|---|
| Fraud coverage | 3/5 New account fraud, account takeover and payment fraud published; scams and chargebacks not published. | 3/5 Payment fraud, account takeover and new account fraud published; scams and chargebacks not published. |
| Published pricing | 5/5 Monthly prices with included calls and overage price published. | 0/5 Not published on the pages read. |
| Detection signals | 2/5 Device intelligence published; behavioural biometrics, shared data and explanations not published. | 5/5 Device, behaviour, shared consortium data and explainable decisions published. |
| Rules and case management | 0/5 Not published. | 4/5 Configurable rules, case management and regulatory filing published; backtesting not stated. |
| Integration | 4/5 API, SDKs, free sign-up and trial published; no go-live time. | 0/5 Not published on the pages read. |
| Security and clients | 3/5 ISO 27001 and SOC 2 Type II; no named regulated clients. | 4/5 SOC 2 Type II with regulated clients shown as logos; ISO 27001 not stated. |
Each criterion is scored 0 to 5 against the best published offer in the Fraud Prevention Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Fingerprint | Unit21 |
|---|---|---|
| Coverage | Use cases: "New Account Fraud", "Account Takeover", "Payment Fraud", "SMS Fraud" and bot detection. | Fraud blocked "across RTP, FedNow, ACH, cards, crypto"; device risk score to stop "bots, account farms, and mule networks"; onboarding risk. Scams and chargebacks not published as products. |
| Pricing | Free: "$0 /month", "up to 1,000 API calls per month". Pro Plus: "$99 per month which includes 20,000 API requests for web and iOS, as well as 500,000 API requests for Android"; "$4 per 1,000 additional API calls". | Not published on the pages read. |
| Signals | Device identification "even when VPN, incognito mode, or a tampered browser or device is used"; Smart Signals with "100+" attributes. | Device Risk Score using "deep device and behavioral signals"; consortium "covering 80M+ adults in the U.S."; "explainable, fully auditable decisions". |
| Operations | Not published; Fingerprint supplies signals to the client's own rules. | "Configurable rules, behavioral models, and AI agents"; Case Management; AI agents "pre-populate SARs, STRs, CTRs, 314(a), and goAML filings". |
| Integration | SDKs and libraries, documentation, GitHub; free sign-up; "14 day free trial with unlimited API calls". | Not detailed on the pages read. |
| Security and clients | "ISO 27001 certified" and "SOC 2 Type II compliant"; data in AWS data centres. "Trusted by 6000+ companies"; none named on the pages read. | SOC 2 Type I and Type II attested by Armanino; GDPR and CCPA compliant. Logos include Chime, Brex, Crypto.com, Sunrise Banks and Greendot Bank. |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Fingerprint: operations, fraud coverage, detection signals and security and clients.
Not published or not stated by Unit21: coverage, pricing, rules and case management and security and clients.
Facts read on 26 October 2026 from: fingerprint.com, fingerprint.com/pricing, fingerprint.com/security; and unit21.ai, unit21.ai/security.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Fintechs wanting device recognition with clear self-serve prices.
US banks and fintechs needing fraud rules, investigations and SAR filing together.
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