Provider profile · 2026 edition
Brex review 2026: scores, pricing and alternatives.
A corporate card and spend platform covering expenses, reimbursements, bill pay and travel, now a subsidiary of Capital One.
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A corporate card and spend platform covering expenses, reimbursements, bill pay and travel, now a subsidiary of Capital One.
Brex scores 4.7 out of 5 (93 out of 100) in the Buckingham Intelligence Expense Cards and Spend Management Index 2026 and ranks 2 of 12. It is strongest for US and global firms wanting a free plan and local cards in many countries, with 5 out of 5 for product coverage, published pricing, global reach and regulatory standing. Not published or not stated on the pages read: integration and spend controls.
Scores from the Expense Cards and Spend Management Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For startups and small firms | 93 | 2 of 12 |
| For mid-market and multi-country groups | 93 | 3 of 12 |
| For regulated financial firms | 93 | 3 of 12 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
US and global firms wanting a free plan and local cards in many countries.
What Brex publishes on its own pages, read on 26 October 2026.
A corporate card and spend platform covering expenses, reimbursements, bill pay and travel, now a subsidiary of Capital One. It publishes per-user prices for two plans, local-currency cards in more than 50 countries, named card issuers and a money transmitter licence, and SOC 1 and SOC 2 Type II.
| Fact | What the provider publishes |
|---|---|
| Product coverage | Corporate cards, reimbursements, bill pay, travel booking ("free on Essentials") and a Smart Card "for companies that want to simplify procurement". |
| Pricing | Essentials: "$0 user/month". Premium: "$12 user/month". Enterprise and Smart Card: custom pricing. |
| Global reach | "Local-currency cards and billing in 50+ countries" (pricing page); "Issue physical and virtual cards in 60+ countries" (global page). |
| Integration | Accounting integrations and "Brex API access" on Essentials; "Customizable ERP integrations and HRIS integrations" on Premium. |
| Regulatory standing | Cards issued by Emigrant Bank, Fifth Third Bank N.A., Airwallex (Netherlands) B.V. and Sutton Bank; "Brex Payments LLC, a licensed money transmitter (NMLS #2035354)"; "SOC 1 Type II, SOC 2 Type II, and PCI-DSS". "Brex LLC is a wholly owned subsidiary of Capital One, N.A." |
| Spend controls | "AI-powered custom rules"; "Advanced approvals with dynamic Spend Limit approval chains"; "Merchant card controls and custom approvals". |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: brex.com/pricing, brex.com/global, brex.com/security.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Expense Cards and Spend Management Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Airwallex | 4.8 | 1 of 12 | Multi-country firms wanting cards, bills and accounts in one place with published prices |
| Ramp | 4.7 | 3 of 12 | US firms wanting cards, bills, travel and procurement on one platform |
| Soldo | 4.0 | 4 of 12 | UK and EU firms wanting a published monthly price and regulated card issuer |
| Spendesk | 3.9 | 5 of 12 | European firms wanting unlimited users and their own regulated card issuer |
| Moss | 3.8 | 6 of 12 | European firms wanting an EU-regulated issuer and EU data hosting |
| Payhawk | 3.8 | 7 of 12 | Multi-entity firms wanting cards, bills, travel and procurement with deep ERP links |
| Pleo | 3.5 | 8 of 12 | UK and European small firms wanting clear per-user prices |
| Mesh | 3.1 | 9 of 12 | US firms wanting travel and SaaS spend on virtual cards |
| Aspire | 3.1 | 10 of 12 | Asian firms wanting a free plan with cards and multi-currency accounts |
| Volopay | 3.0 | 11 of 12 | Firms in Asia-Pacific and the US wanting cards and payouts together |
| Navan | 2.6 | 12 of 12 | Firms under 300 staff wanting free travel booking with expenses |
Side by side on every criterion, fact and award.
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