Provider profile · 2026 edition
Navan review 2026: scores, pricing and alternatives.
A business travel and expense platform.
WhatsApp and Telegram +44 7563 115980
[email protected]
A business travel and expense platform.
Navan scores 2.6 out of 5 (53 out of 100) in the Buckingham Intelligence Expense Cards and Spend Management Index 2026 and ranks 12 of 12. It is strongest for firms under 300 staff wanting free travel booking with expenses, with 5 out of 5 for published pricing. Not published or not stated on the pages read: global reach, regulatory standing and integration.
Scores from the Expense Cards and Spend Management Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For startups and small firms | 62 | 11 of 12 |
| For mid-market and multi-country groups | 53 | 12 of 12 |
| For regulated financial firms | 44 | 12 of 12 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Firms under 300 staff wanting free travel booking with expenses.
What Navan publishes on its own pages, read on 26 October 2026.
A business travel and expense platform. It publishes that travel is free for firms of up to 300 employees and a per-user expense price after five users. It does not publish bill pay, procurement, named certifications or its card issuer on the pages read.
| Fact | What the provider publishes |
|---|---|
| Product coverage | Travel booking for flights, hotels, car rentals and trains; expense management and reimbursements; "Use Navan cards or bring your own corporate card". |
| Pricing | Navan Business: "Free" for companies up to 300 employees. "Navan Expense is free for the first 5 monthly expensing users, and then is $15 per user per month." Enterprise: quote. |
| Global reach | Regional sites for France, Germany, Netherlands, Spain, the UK and the US; card countries not published. |
| Integration | "30+ seamless HRIS integrations"; "Seamless integrations with most ERPs". |
| Regulatory standing | Security page refers to "third-party security audits and international certifications" without naming them. Card issuer not named on the pages read. |
| Spend controls | "Unlimited policy and approval workflows"; "Receipt scanning for on-the-go expenses". |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: navan.com/pricing, navan.com/security.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Expense Cards and Spend Management Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Airwallex | 4.8 | 1 of 12 | Multi-country firms wanting cards, bills and accounts in one place with published prices |
| Brex | 4.7 | 2 of 12 | US and global firms wanting a free plan and local cards in many countries |
| Ramp | 4.7 | 3 of 12 | US firms wanting cards, bills, travel and procurement on one platform |
| Soldo | 4.0 | 4 of 12 | UK and EU firms wanting a published monthly price and regulated card issuer |
| Spendesk | 3.9 | 5 of 12 | European firms wanting unlimited users and their own regulated card issuer |
| Moss | 3.8 | 6 of 12 | European firms wanting an EU-regulated issuer and EU data hosting |
| Payhawk | 3.8 | 7 of 12 | Multi-entity firms wanting cards, bills, travel and procurement with deep ERP links |
| Pleo | 3.5 | 8 of 12 | UK and European small firms wanting clear per-user prices |
| Mesh | 3.1 | 9 of 12 | US firms wanting travel and SaaS spend on virtual cards |
| Aspire | 3.1 | 10 of 12 | Asian firms wanting a free plan with cards and multi-currency accounts |
| Volopay | 3.0 | 11 of 12 | Firms in Asia-Pacific and the US wanting cards and payouts together |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Navan is compared with its alternatives in the table above.
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