Comparison · 2026 edition
Payoneer vs Trolley: payouts compared 2026.
Payoneer and Trolley side by side in the Payouts and Mass Payments Index 2026: scores, evidence, published facts and awards.
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Payoneer and Trolley side by side in the Payouts and Mass Payments Index 2026: scores, evidence, published facts and awards.
In the Payouts and Mass Payments Index, Trolley scores higher overall: 4.5 out of 5 (91 out of 100) against 3.5 (71), ranking 1 and 4 of 11. Trolley also scores higher in every segment.
Overall and segment scores out of 100, and the score out of 5.
| Score | Payoneer | Trolley |
|---|---|---|
| Score out of 5 | 3.5 | 4.5 |
| Score out of 100 | 71 | 91 |
| Overall rank | 4 of 11 | 1 of 11 |
| For marketplaces and gig platforms (out of 100) | 70, rank 4 | 91, rank 1 |
| For firms paying contractors and creators (out of 100) | 64, rank 4 | 93, rank 1 |
| For payment and fintech firms (out of 100) | 78, rank 4 | 88, rank 1 |
| Type | Cross-border payments and mass payouts platform | Payouts and tax compliance platform |
Each score with the evidence behind it.
| Criterion | Payoneer | Trolley |
|---|---|---|
| Global reach | 4/5 190+ countries and 70 payout currencies published. | 5/5 210+ countries and 135+ currencies published. |
| Published pricing | 2/5 Sending fees published only as "up to" figures; withdrawal and annual fees exact. | 5/5 Plan prices, per-payment fees by method and the 2.00% conversion margin published; only the top plan is unpriced. |
| Payee onboarding and tax | 3/5 Hosted payee sign-up and recipient checks published; tax form collection not described. | 5/5 White-label onboarding, identity checks and US and EU tax reporting all published. |
| Payout methods and speed | 5/5 Account, bank and e-wallet payouts with stated delivery times. | 4/5 Bank, wire, PayPal, Venmo, debit card and check published; no delivery time stated. |
| Integration | 2/5 API-enabled payouts and an embeddable sign-up page; no accounting integrations or self-serve set-up for payers on the pages read. | 4/5 API, accounting integrations and a self-serve trial; bulk upload not confirmed on the pages read. |
| Regulatory standing | 5/5 Licences with numbers in nine jurisdictions, PCI DSS Level 1 and SOC 2 Type II. | 4/5 UK, US and Canadian licences published with numbers; SOC 2 report offered without its type stated. |
Each criterion is scored 0 to 5 against the best published offer in the Payouts and Mass Payments Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Payoneer | Trolley |
|---|---|---|
| Global reach | Payees in "190+ countries and territories"; hold "up to 30 currencies" and pay out in "70 currencies". | Pays out to "210+ countries & territories" in "135+ currencies". |
| Pricing | Sending to a recipient in the same country: "Up to 4.00 USD / EUR / GBP"; to another country: "Up to 1% + Up to 4.00 USD"; withdrawal to a bank, same currency: 1.50 USD; annual account fee 29.95 USD below 6,000 USD received. | Standard: "$0/year + transaction fees"; Pay $2,399 a year; Tax $2,399 a year; Trust $1,199 a year. Per payment: ACH $1.00, wire with FX $10.00, USD wire without FX $25.00, Venmo $1.50, debit card 1.00% ($1.50 min), PayPal $0; currency conversion 2.00%. Trolley Plus: "Talk to Sales". |
| Payee onboarding | Embeddable sign-up page or sign-up link for payees; "Entrust your KYC, AML, and other fraud prevention processes to us." Tax services mentioned in general terms only. | Not listed in this index |
| Payout methods and speed | "Payoneer account, local bank account or eWallet"; to Payoneer accounts "within minutes"; bank transfers "up to 3 business days". | Not listed in this index |
| Regulatory standing | FinCEN MSB 31000288349183; Central Bank of Ireland e-money authorisation 966835; FCA e-money authorisation 15-10-01734; Hong Kong MSO 00045; Kanto Finance Bureau 504803; RBI OPGSP PS20200604; MAS Major Payment Institution. | Trolley Payments UK Ltd: FCA payment institution, reference 771016; Trolley US Inc: FinCEN MSB 31000323661955, NMLS ID 2309944, with state licences listed by number; Trolley CA Inc: FINTRAC M18487871. SOC 2 report access offered. |
| Security | "PCI DSS level 1 certified"; "SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm". | Not listed in this index |
| Payee onboarding and tax | Not listed in this index | White-label onboarding; Trust covers identity verification and "11,230+ worldwide documents"; IRS statement $2.00 and digital platform reporting (DAC7) $3.00 per unit; tax automated across "30+ jurisdictions". |
| Payout methods | Not listed in this index | Domestic and international bank transfers, wires, PayPal, Venmo, US debit card and checks. |
| Integration | Not listed in this index | API and SDK; QuickBooks Online, Xero, NetSuite and Zapier; data exports to Snowflake and Redshift; 30-day trial with no credit card. |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Payoneer: payee onboarding and tax.
Not published or not stated by Trolley: payout methods and speed and integration.
Facts read on 26 October 2026 from: payoneer.com/business/global-payouts, payoneer.com/fees, payoneer.com/legal/…, payoneer.com/security; and trolley.com/trolley-pricing, trolley.com/trolley-vs-payoneer, trolley.com/trolley-regulatory-licenses.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Marketplaces paying sellers abroad into accounts, bank accounts or wallets.
Platforms paying creators and sellers that want a full published price list.
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