Provider profile · 2026 edition
Worldpay review 2026: scores, fees and alternatives.
One of the largest merchant acquirers in the UK, serving shops and online merchants.
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One of the largest merchant acquirers in the UK, serving shops and online merchants.
Worldpay scores 1.6 out of 5 (33 out of 100) in the Buckingham Intelligence Payment Processing and Acquiring Index 2026 and ranks 10 of 10. It is strongest for UK merchants wanting an established acquirer with next-day settlement, and its best criterion is payout speed at 4 out of 5. Not published or not stated on the pages read: merchant reach, published pricing and integration.
Scores from the Payment Processing and Acquiring Index 2026.
No award in the Payment Processing and Acquiring Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For small and mid-sized merchants | 48 | 8 of 10 |
| For enterprise and cross-border merchants | 25 | 10 of 10 |
| For platforms and regulated firms | 25 | 10 of 10 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
UK merchants wanting an established acquirer with next-day settlement.
What Worldpay publishes on its own pages, read on 26 October 2026.
One of the largest merchant acquirers in the UK, serving shops and online merchants. It publishes fixed charges and a stated 24-hour settlement time in its indicative quote, but card percentages appear only after a business enters its details. The pages read do not publish its licences, PCI DSS level, payment method count or reach.
| Fact | What the provider publishes |
|---|---|
| Pricing | Indicative quote tool: authorisation fee 4.5p; chargeback fee £20.00; point-of-sale terminal £20.00 per terminal per month; PCI DSS service fee £5.00; minimum monthly service charge £15.00. Card percentages shown only after entering turnover and industry; "Pricing shown above is indicative only". |
| Payment methods | Payment brands in the quote: Visa, Mastercard and American Express. No method or currency count on the pages read. |
| Merchant reach | Not published on the pages read. |
| Payout speed | Quote summary: "Settlement time 24 hours". |
| Integration | Homepage refers to building on "Worldpay APIs". No SDK, test environment or self-serve sign-up on the pages read. |
| Regulatory standing | Not published on the pages read. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: worldpay.com/en-gb, worldpay.com/en-gb/pricing.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Payment Processing and Acquiring Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Stripe | 4.2 | 1 of 10 | Online businesses wanting full published pricing and self-serve sign-up in many countries |
| Adyen | 3.9 | 2 of 10 | Large merchants wanting local acquiring and many payment methods from one licensed bank |
| Mollie | 3.6 | 3 of 10 | UK and European small businesses wanting simple published rates and daily payouts |
| Razorpay | 3.6 | 4 of 10 | Businesses selling to customers in India through UPI, cards and netbanking |
| Airwallex | 3.5 | 5 of 10 | Businesses wanting card acceptance with settlement into a multi-currency account |
| Nuvei | 3.4 | 6 of 10 | Merchants in gaming, travel and high-volume sectors needing many local methods |
| PayPal Braintree | 3.0 | 7 of 10 | Online merchants wanting card and PayPal acceptance with published UK rates |
| Checkout.com | 2.8 | 8 of 10 | Large online merchants needing local acquiring across many regions |
| SumUp | 2.6 | 9 of 10 | Small UK retailers and sole traders taking card payments in person |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Worldpay is compared with its alternatives in the table above.
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