Provider profile · 2026 edition
Checkout.com review 2026: scores, fees and alternatives.
A global acquirer and processor for large online merchants, with local acquiring in over 50 countries.
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A global acquirer and processor for large online merchants, with local acquiring in over 50 countries.
Checkout.com scores 2.8 out of 5 (55 out of 100) in the Buckingham Intelligence Payment Processing and Acquiring Index 2026 and ranks 8 of 10. It is strongest for large online merchants needing local acquiring across many regions, with 5 out of 5 for merchant reach. Not published or not stated on the pages read: pricing, payout speed and regulatory standing.
Scores from the Payment Processing and Acquiring Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For small and mid-sized merchants | 35 | 10 of 10 |
| For enterprise and cross-border merchants | 64 | 7 of 10 |
| For platforms and regulated firms | 65 | 7 of 10 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Large online merchants needing local acquiring across many regions.
What Checkout.com publishes on its own pages, read on 26 October 2026.
A global acquirer and processor for large online merchants, with local acquiring in over 50 countries. It publishes a full licence list with numbers in nine regions, a unified API with a test account and wide currency support. It does not publish prices, payout times or a payment method count.
| Fact | What the provider publishes |
|---|---|
| Pricing | "Your business deserves tailored pricing based on your needs"; structures described as "Fully flat-rate" or "Simple interchange++ fees". No rates published. |
| Payment methods | "Process worldwide in 150+ currencies"; supports "all the major card schemes" plus direct debit, vouchers, digital wallets and bank transfers. No method count. |
| Merchant reach | "local acquiring capabilities in over 50 countries across Europe, North America, the Middle East and Asia-Pacific"; pricing page: "domestic coverage in 45+ countries". |
| Payout speed | Not published on the pages read. |
| Integration | "Unified Payments API", API reference, test account, integrations with "all major shopping carts". No self-serve sign-up; "Get in touch" to start. |
| Regulatory standing | Checkout Ltd, FCA EMI number 900816; Checkout SAS, ACPR EMI number 17208, passported across the EEA; MAS PS20200469; AUSTRAC IND100621360-001; HK MSO 20-06-02975; NZ FSP1000838; METI Kanto (ku) No. 162; CBUAE 08.01.02.008.2023.02; Checkout US, Inc. NMLS 1791692. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: checkout.com, checkout.com/pricing, checkout.com/legal/certificates.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Payment Processing and Acquiring Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Stripe | 4.2 | 1 of 10 | Online businesses wanting full published pricing and self-serve sign-up in many countries |
| Adyen | 3.9 | 2 of 10 | Large merchants wanting local acquiring and many payment methods from one licensed bank |
| Mollie | 3.6 | 3 of 10 | UK and European small businesses wanting simple published rates and daily payouts |
| Razorpay | 3.6 | 4 of 10 | Businesses selling to customers in India through UPI, cards and netbanking |
| Airwallex | 3.5 | 5 of 10 | Businesses wanting card acceptance with settlement into a multi-currency account |
| Nuvei | 3.4 | 6 of 10 | Merchants in gaming, travel and high-volume sectors needing many local methods |
| PayPal Braintree | 3.0 | 7 of 10 | Online merchants wanting card and PayPal acceptance with published UK rates |
| SumUp | 2.6 | 9 of 10 | Small UK retailers and sole traders taking card payments in person |
| Worldpay | 1.6 | 10 of 10 | UK merchants wanting an established acquirer with next-day settlement |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Checkout.com is compared with its alternatives in the table above.
Tell us what you need and where you operate.