Comparison · 2026 edition
Unit vs Weavr: embedded finance compared 2026.
Unit and Weavr side by side in the Embedded Finance and Insurance Index 2026: scores, evidence, published facts and awards.
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Unit and Weavr side by side in the Embedded Finance and Insurance Index 2026: scores, evidence, published facts and awards.
In the Embedded Finance and Insurance Index, Weavr scores higher overall: 3.6 out of 5 (72 out of 100) against 3.0 (59), ranking 3 and 4 of 14. Weavr also scores higher in every segment.
Overall and segment scores out of 100, and the score out of 5.
| Score | Unit | Weavr |
|---|---|---|
| Score out of 5 | 3.0 | 3.6 |
| Score out of 100 | 59 | 72 |
| Overall rank | 4 of 14 | 3 of 14 |
| For software and platform companies (out of 100) | 60, rank 4 | 71, rank 2 |
| For retailers, travel and marketplaces (out of 100) | 58, rank 7 | 71, rank 3 |
| For regulated firms adding products (out of 100) | 59, rank 4 | 73, rank 2 |
| Type | Embedded banking platform | Embedded finance platform |
Each score with the evidence behind it.
| Criterion | Unit | Weavr |
|---|---|---|
| Product range | 5/5 Accounts, cards, bill pay and two credit products published. | 3/5 Accounts, payments and cards published. |
| Published pricing | 0/5 Not published. | 3/5 Monthly platform fee published; set-up, usage and compliance charges not published. |
| Regulatory standing | 2/5 Relies on partner banks that are not named on the pages read. | 3/5 Relies on partners' e-money licences, with the partner FCA number published. |
| Geographic reach | 2/5 US only; nationwide coverage not stated. | 4/5 EU and UK published. |
| Integration and launch | 3/5 API and sandbox published; no white-label journey or launch time. | 4/5 API, sandbox and a stated launch time; no white-label app (the product is built into the firm's own screens). |
| Security | 5/5 SOC 2 Type II and PCI DSS Level 1 published. | 5/5 ISO 27001 and PCI DSS published. |
Each criterion is scored 0 to 5 against the best published offer in the Embedded Finance and Insurance Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Unit | Weavr |
|---|---|---|
| Products | Deposit accounts; "Branded prepaid, debit and credit cards"; charge cards; "Lines of credit, invoice factoring and credit cards"; bill pay. | "Digital wallets, payment cards and accounts"; use cases for employee benefits, expenses, accounts payable, SaaS subscriptions and business travel. |
| Regulatory standing | "Unit is a financial technology company and not a bank. Banking services are provided by Unit's bank partners, Members FDIC." | EU accounts and Mastercard cards issued by Paynetics AD, an e-money institution regulated by the Bulgarian National Bank; UK by Paynetics UK; Weavr Ltd is an agent of Yapily Connect Limited, FCA "Firm Reference Number: 827001". |
| Security | "Unit is certified SOC 2 Type II and PCI DSS Level 1 compliant." "Unit applications and solutions are fully built in the AWS cloud environment." | Not listed in this index |
| Integration | API documentation, sandbox and API status page published. | "Embedder Portal Sandbox" and API reference; "Get up and running with your new embedded finance programme in a few weeks." |
| Scale | "Unit doubles transaction volume to $100B within 12 months"; client Relay serves "110,000+ small businesses". | Not listed in this index |
| Pricing | Not listed in this index | Launch plan: "£ 1,947 / € 2,370 per month"; "does not include initial setup project, financial product usage charges, and compliance service charges". Scale plan by request. |
| Security and reach | Not listed in this index | "ISO 27001 certified" and "PCI DSS Compliant"; Launch plan "Available for approved B2B payments use cases in EU and UK". |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Unit: published pricing, regulatory standing and geographic reach.
Not published or not stated by Weavr: published pricing.
Facts read on 26 October 2026 from: unit.co, unit.co/security, unit.co/about; and weavr.io, weavr.io/pricing.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
US software firms adding accounts, cards and credit.
UK and EU software firms adding accounts and cards at a published price.
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