Comparison · 2026 edition
Qover vs Weavr: embedded finance compared 2026.
Qover and Weavr side by side in the Embedded Finance and Insurance Index 2026: scores, evidence, published facts and awards.
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Qover and Weavr side by side in the Embedded Finance and Insurance Index 2026: scores, evidence, published facts and awards.
In the Embedded Finance and Insurance Index, Qover scores higher overall: 4.2 out of 5 (84 out of 100) against 3.6 (72), ranking 1 and 3 of 14. Qover also scores higher in every segment.
Overall and segment scores out of 100, and the score out of 5.
| Score | Qover | Weavr |
|---|---|---|
| Score out of 5 | 4.2 | 3.6 |
| Score out of 100 | 84 | 72 |
| Overall rank | 1 of 14 | 3 of 14 |
| For software and platform companies (out of 100) | 81, rank 1 | 71, rank 2 |
| For retailers, travel and marketplaces (out of 100) | 88, rank 1 | 71, rank 3 |
| For regulated firms adding products (out of 100) | 82, rank 1 | 73, rank 2 |
| Type | Embedded insurance platform and insurance agent | Embedded finance platform |
Each score with the evidence behind it.
| Criterion | Qover | Weavr |
|---|---|---|
| Product range | 5/5 Five insurance lines published. | 3/5 Accounts, payments and cards published. |
| Published pricing | 0/5 Not published. | 3/5 Monthly platform fee published; set-up, usage and compliance charges not published. |
| Regulatory standing | 5/5 Own registrations with FSMA and FCA numbers published. | 3/5 Relies on partners' e-money licences, with the partner FCA number published. |
| Geographic reach | 5/5 32 European countries published. | 4/5 EU and UK published. |
| Integration and launch | 5/5 API, test key, white-label flow and a stated launch time published. | 4/5 API, sandbox and a stated launch time; no white-label app (the product is built into the firm's own screens). |
| Security | 3/5 ISO 27001 published; SOC 2 not published. | 5/5 ISO 27001 and PCI DSS published. |
Each criterion is scored 0 to 5 against the best published offer in the Embedded Finance and Insurance Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Qover | Weavr |
|---|---|---|
| Products | Insurance solutions: "Accident & health", "Mobility", "Purchase", "Travel" and "Property"; "Since 2016, Qover has helped 440+ brands & insurers cover millions of people." | "Digital wallets, payment cards and accounts"; use cases for employee benefits, expenses, accounts payable, SaaS subscriptions and business travel. |
| Regulatory standing | "Qover is a Belgian-regulated untied insurance agent"; footer: "FSMA 0650.939.878 FCA: FRN 988985"; UK services "through our local branch, which is authorised and regulated by the Financial Conduct Authority". | EU accounts and Mastercard cards issued by Paynetics AD, an e-money institution regulated by the Bulgarian National Bank; UK by Paynetics UK; Weavr Ltd is an agent of Yapily Connect Limited, FCA "Firm Reference Number: 827001". |
| Reach | "insurance distribution activities on behalf of insurance companies across 32 countries in Europe" under the Freedom of Services. | Not listed in this index |
| Integration | "Explore our API capabilities and receive your own test key"; "Choose a white-label flow or embed it in your app via API"; "launch in weeks, not months". | "Embedder Portal Sandbox" and API reference; "Get up and running with your new embedded finance programme in a few weeks." |
| Security | "ISO 27701 & 27001 certified". | Not listed in this index |
| Pricing | Not listed in this index | Launch plan: "£ 1,947 / € 2,370 per month"; "does not include initial setup project, financial product usage charges, and compliance service charges". Scale plan by request. |
| Security and reach | Not listed in this index | "ISO 27001 certified" and "PCI DSS Compliant"; Launch plan "Available for approved B2B payments use cases in EU and UK". |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Qover: published pricing and security.
Not published or not stated by Weavr: published pricing.
Facts read on 26 October 2026 from: qover.com, qover.com/legal-services; and weavr.io, weavr.io/pricing.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Firms selling cover across Europe and the UK.
UK and EU software firms adding accounts and cards at a published price.
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