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Ruleguard and Zango side by side in the Compliance Management Index and Consumer Duty and Financial Promotions Software Index 2026: scores, evidence, published facts and awards.
In the Compliance Management Index, Zango scores higher overall: 3.6 out of 5 (72 out of 100) against 3.3 (66), ranking 1 and 3 of 11. Zango also scores higher in every segment. In the Consumer Duty and Financial Promotions Software Index, Zango scores higher overall: 3.7 out of 5 (74 out of 100) against 3.2 (64), ranking 1 and 3 of 14. Zango also scores higher in every segment.
Overall and segment scores out of 100, and the score out of 5.
| Score | Ruleguard | Zango |
|---|---|---|
| Score out of 5 | 3.3 | 3.6 |
| Score out of 100 | 66 | 72 |
| Overall rank | 3 of 11 | 1 of 11 |
| For banks and lenders (out of 100) | 71, rank 3 | 79, rank 1 |
| For payment, e-money and crypto firms (out of 100) | 58, rank 3 | 64, rank 1 |
| For investment and wealth firms (out of 100) | 69, rank 3 | 73, rank 1 |
| Type | Compliance management platform | AI compliance platform |
| Score | Ruleguard | Zango |
|---|---|---|
| Score out of 5 | 3.2 | 3.7 |
| Score out of 100 | 64 | 74 |
| Overall rank | 3 of 14 | 1 of 14 |
| For payment and e-money firms (out of 100) | 61, rank 3 | 73, rank 1 |
| For lenders and consumer credit firms (out of 100) | 65, rank 2 | 71, rank 1 |
| For investment and insurance firms (out of 100) | 65, rank 3 | 77, rank 1 |
| Type | Compliance platform with Consumer Duty, promotions and change modules | AI horizon scanning and promotions review platform |
Each score with the evidence behind it.
| Criterion | Ruleguard | Zango |
|---|---|---|
| Coverage | 5/5 Policies, obligations, controls, registers and attestations all published. | 3/5 Policies, obligations and controls published; breach, complaint and attestation registers not published. |
| Published pricing | 0/5 Not published on the pages read. | 0/5 Not published on the pages read. |
| Regulatory content | 1/5 Regulatory change handling stated; no rule library count. | 5/5 700+ authorities across 120+ jurisdictions published. |
| Set-up | 3/5 Out-of-the-box use and an integration server; no go-live time or trial published. | 4/5 No-code start and a published go-live time of about one week; no API or trial. |
| Security and standing | 4/5 ISO 27001 with named regulated clients; SOC 2 not published. | 5/5 SOC 2 Type II and ISO 27001 with named regulated clients. |
| Audit evidence | 5/5 Audit trail, evidence handling and dashboards published. | 4/5 Audit logs and evidence packs published; board reporting not described. |
Each criterion is scored 0 to 5 against the best published offer in the Compliance Management Index. 0 means not offered or not published. How it is scored
| Criterion | Ruleguard | Zango |
|---|---|---|
| Coverage of the three jobs | 5/5 Consumer Duty monitoring with board reporting, promotions approval and horizon scanning all published. | 3/5 Horizon scanning and promotions review and approval published; no Consumer Duty outcomes or board reporting product. |
| Published pricing | 0/5 Pricing model described; no figures published. | 0/5 Not published on the pages read. |
| Regulatory content and update speed | 1/5 Monitoring as changes are published is stated; no named sources or counts. | 5/5 Named regulators, 700+ authorities in 120+ jurisdictions and alerts within hours. |
| Integration and workflow | 5/5 API, named integrations, approval workflow with audit trail and a stated testing period. | 5/5 API, named document connectors, approval workflow with audit trail and a one-week go-live. |
| Security standing | 3/5 ISO 27001 published; SOC 2 not published. | 5/5 SOC 2 Type II and ISO 27001 published. |
| Evidence of regulated clients | 4/5 Named regulated clients with a case study; no client count. | 4/5 Named regulated clients with testimonials; no client count. |
Each criterion is scored 0 to 5 against the best published offer in the Consumer Duty and Financial Promotions Software Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Ruleguard | Zango |
|---|---|---|
| Coverage | Solutions include accountability regime ("SM&CR, SEAR, FAR"), employee attestations, complaint management, conflicts of interest, gifts and hospitality, incident and breach management, compliance monitoring, Consumer Duty and client assets; "Version-controlled policies". | Horizon scanning, gap analysis, "obligations management in the Rules Library", policy management, continuous control monitoring and financial promotions review. |
| Content | Agents "trained on regulatory knowledge and your firm's own policies"; regulatory change assessments mapped "to jurisdictions, entities, business lines". No regulator count published. | "Zango covers 700+ regulatory authorities across 120+ jurisdictions", including the FCA, PRA, EBA, SEC, FINRA and MAS. |
| Set-up | "Ruleguard works standalone out of the box"; an MCP server for connecting other AI tools; data centres in the United States, United Kingdom, European Union and Australia. | "No API work or infrastructure change is required, and most teams are operational within one week"; policies connected through Google Drive, SharePoint or upload. |
| Standing | "Independently verified with ISO 27001 certification. ISO 42001 compliance is BSI audited." Client logos include Rathbones, Quilter Cheviot, Cazenove Capital, FNZ, Monex and ADM Investor Services. | "Zango holds SOC 2 Type II and ISO 27001 certifications". Client logos include Juni, NovoBanco and Fasanara Capital. |
| Evidence | "immutable audit trails and real-time dashboards"; "Your compliance team configures the rules. Ruleguard handles the evidence." | "audit-ready evidence packs"; "role-based with full audit logs and SSO". |
| Pricing | Not published on the pages read. | Not published on the pages read. |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Ruleguard: content, pricing, set-up and security and standing.
Not published or not stated by Zango: pricing, coverage and set-up.
Facts read on 26 October 2026 from: ruleguard.com, ruleguard.com/solutions, ruleguard.com/platform, ruleguard.com/…; and zango.ai, zango.ai/faq.
| Fact | Ruleguard | Zango |
|---|---|---|
| Coverage | Consumer Duty module: controls mapped "to the four consumer outcomes and three cross-cutting rules" and "Board reporting and governance" compiled from the platform. Financial Promotions module: "multi-stage review and approval" and a "Centralised promotions register". Regulatory Change Management: tracking "from horizon scanning through implementation". | Horizon scanning: "Monitor regulatory sources continuously and receive AI-summarised compliance alerts in real time". Marketing Copilot "reviews and approves financial promotions" against COBS 4, MCOB 3 and CONC 3, with post-publication monitoring. Consumer Duty listed as a covered framework; no outcomes monitoring or board report product published. |
| Pricing | "Ruleguard uses value-based pricing related to the number of regions, legal-entities, and compliance use-cases". No figures published. | Not published on the pages read. |
| Regulatory content | "Regulatory sources are monitored and relevant changes surfaced as they're published"; tracks "multiple regulators and jurisdictions". No source names or counts published. | "Zango covers 700+ regulatory authorities across 120+ jurisdictions", including the FCA, PRA, EBA, SEC, FINRA and MAS; "Alerts arrive within hours of publication." |
| Integration | "full REST API suite" with OpenAPI documentation; Zapier link to "7,000+ platforms like Slack, Salesforce, Teams, and SharePoint"; CSV batch ingester; immutable audit trail; "We recommend 10-12 weeks of agent testing and feedback to reach a steady run-rate". | Connects "via API, file transfer, or upload"; policies read from Google Drive or SharePoint; maker-checker approvals with "export-ready audit trails"; "most compliance teams are fully operational within one week of signing." |
| Security | "Ruleguard is ISO 27001 certified" and "compliant with ISO 42001"; data hosted in the United States, United Kingdom, European Union and Australia. | "Zango holds SOC 2 Type II and ISO 27001 certifications"; AES-256 at rest, TLS 1.3 in transit, configurable data residency. |
| Clients | Rathbones Asset Management case study; homepage logos include Quilter Cheviot, Monex and ADM Investor Services. | Testimonials from NovoBanco (Head of Regulatory Affairs) and Juni (VP Compliance and Risk Control); Fasanara Capital logo. |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Ruleguard: pricing, regulatory content and security standing.
Not published or not stated by Zango: coverage and pricing.
Facts read on 26 October 2026 from: ruleguard.com, ruleguard.com/solutions-listing/consumer-duty, ruleguard.com/solutions/financial-promotion, ruleguard.com/solutions/…, ruleguard.com/…, ruleguard.com/…, ruleguard.com/faq, ruleguard.com/case-studies; and zango.ai, zango.ai/horizon-scanning-product, zango.ai/marketing-copilot, zango.ai/faq.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
UK investment, wealth and banking firms running SM&CR, breaches and monitoring in one tool.
UK and EU banks and fintechs needing wide regulatory coverage and a fast start.
UK firms wanting all three jobs on one platform.
Firms wanting wide regulator coverage and promotions review in one tool.
Tell us what you need and where you operate.