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Adclear and Zango side by side in the Consumer Duty and Financial Promotions Software Index 2026: scores, evidence, published facts and awards.
In the Consumer Duty and Financial Promotions Software Index, Zango scores higher overall: 3.7 out of 5 (74 out of 100) against 3.2 (65), ranking 1 and 2 of 14. Zango also scores higher in every segment.
Overall and segment scores out of 100, and the score out of 5.
| Score | Adclear | Zango |
|---|---|---|
| Score out of 5 | 3.2 | 3.7 |
| Score out of 100 | 65 | 74 |
| Overall rank | 2 of 14 | 1 of 14 |
| For payment and e-money firms (out of 100) | 65, rank 2 | 73, rank 1 |
| For lenders and consumer credit firms (out of 100) | 62, rank 3 | 71, rank 1 |
| For investment and insurance firms (out of 100) | 69, rank 2 | 77, rank 1 |
| Type | Financial promotions review and monitoring platform | AI horizon scanning and promotions review platform |
Each score with the evidence behind it.
| Criterion | Adclear | Zango |
|---|---|---|
| Coverage of the three jobs | 2/5 Promotions review and approval in full, with horizon scanning limited to rule-pack updates; no Consumer Duty outcomes product. | 3/5 Horizon scanning and promotions review and approval published; no Consumer Duty outcomes or board reporting product. |
| Published pricing | 0/5 Not published on the pages read. | 0/5 Not published on the pages read. |
| Regulatory content and update speed | 5/5 Named regulators and rulebooks, 100+ regulators and a 24-hour update time. | 5/5 Named regulators, 700+ authorities in 120+ jurisdictions and alerts within hours. |
| Integration and workflow | 4/5 API, named integrations and approval workflow with audit trail; no go-live time. | 5/5 API, named document connectors, approval workflow with audit trail and a one-week go-live. |
| Security standing | 5/5 ISO 27001 and SOC 2 Type II published. | 5/5 SOC 2 Type II and ISO 27001 published. |
| Evidence of regulated clients | 4/5 Named regulated clients with case studies; no client count. | 4/5 Named regulated clients with testimonials; no client count. |
Each criterion is scored 0 to 5 against the best published offer in the Consumer Duty and Financial Promotions Software Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Adclear | Zango |
|---|---|---|
| Coverage | "Review, approve and monitor every financial communication against FCA, FINRA, SEC and UDAAP rules"; configurable approval chains; post-publication scans. Horizon Scanning: guidance, consultation papers, enforcement actions and Dear CEO letters "translated into rule pack that updates monthly". Consumer Duty appears as a rule pack, not an outcomes product. | Horizon scanning: "Monitor regulatory sources continuously and receive AI-summarised compliance alerts in real time". Marketing Copilot "reviews and approves financial promotions" against COBS 4, MCOB 3 and CONC 3, with post-publication monitoring. Consumer Duty listed as a covered framework; no outcomes monitoring or board report product published. |
| Pricing | Not published on the pages read. | Not published on the pages read. |
| Regulatory content | "Rule packs for FCA, FINRA, SEC, CFPB and FDIC requirements, updated within 24 hours"; knowledge base includes the "FCA Handbook, ASA CAP/BCAP codes"; "100+ regulators worldwide". | "Zango covers 700+ regulatory authorities across 120+ jurisdictions", including the FCA, PRA, EBA, SEC, FINRA and MAS; "Alerts arrive within hours of publication." |
| Integration | "Native integrations with Slack, Figma, Google Docs, Contentful, Jira, Monday.com and Workfront"; affiliate feeds "via CSV or REST API"; "Multi-stage, role-based sign-off" with a "Full audit trail from day one". No go-live time published. | Connects "via API, file transfer, or upload"; policies read from Google Drive or SharePoint; maker-checker approvals with "export-ready audit trails"; "most compliance teams are fully operational within one week of signing." |
| Security | "Adclear is ISO 27001 and SOC 2 Type II certified, and Cyber Essentials Plus accredited"; "UK data residency by default", EU and US residency on enterprise plans. | "Zango holds SOC 2 Type II and ISO 27001 certifications"; AES-256 at rest, TLS 1.3 in transit, configurable data residency. |
| Clients | Case studies for Plum, InvestEngine, PensionBee and Trade Nation; "Join teams at Lloyds Bank, PensionBee and IG". | Testimonials from NovoBanco (Head of Regulatory Affairs) and Juni (VP Compliance and Risk Control); Fasanara Capital logo. |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Adclear: pricing and integration.
Not published or not stated by Zango: coverage and pricing.
Facts read on 26 October 2026 from: adclear.ai, adclear.ai/product/pre-publication-approvals, adclear.ai/product/post-publication-monitoring, adclear.ai/product/governance, adclear.ai/global-coverage, adclear.ai/security; and zango.ai, zango.ai/horizon-scanning-product, zango.ai/marketing-copilot, zango.ai/faq.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Payment, lending and investment firms with high marketing volumes.
Firms wanting wide regulator coverage and promotions review in one tool.
Tell us what you need and where you operate.