Comparison · 2026 edition
Fingerprint vs Stripe Radar: fraud prevention compared 2026.
Fingerprint and Stripe Radar side by side in the Fraud Prevention Index 2026: scores, evidence, published facts and awards.
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Fingerprint and Stripe Radar side by side in the Fraud Prevention Index 2026: scores, evidence, published facts and awards.
In the Fraud Prevention Index, Stripe Radar scores higher overall: 3.0 out of 5 (61 out of 100) against 2.8 (56), ranking 2 and 4 of 13. Fingerprint scores higher for fintechs and marketplaces; Stripe Radar scores higher for banks and lenders and payment and e-money firms.
Overall and segment scores out of 100, and the score out of 5.
| Score | Fingerprint | Stripe Radar |
|---|---|---|
| Score out of 5 | 2.8 | 3.0 |
| Score out of 100 | 56 | 61 |
| Overall rank | 4 of 13 | 2 of 13 |
| For banks and lenders (out of 100) | 46, rank 10 | 64, rank 4 |
| For payment and e-money firms (out of 100) | 56, rank 3 | 62, rank 2 |
| For fintechs and marketplaces (out of 100) | 65, rank 2 | 58, rank 3 |
| Type | Device intelligence for fraud prevention | Payment fraud prevention |
Each score with the evidence behind it.
| Criterion | Fingerprint | Stripe Radar |
|---|---|---|
| Fraud coverage | 3/5 New account fraud, account takeover and payment fraud published; scams and chargebacks not published. | 4/5 Payment fraud, account fraud, onboarding abuse and disputes published; scams not published. |
| Published pricing | 5/5 Monthly prices with included calls and overage price published. | 1/5 Only "starting at" prices published, which the method does not count. |
| Detection signals | 2/5 Device intelligence published; behavioural biometrics, shared data and explanations not published. | 3/5 Network-wide machine learning and bot detection published; behavioural biometrics not stated. |
| Rules and case management | 0/5 Not published. | 3/5 Client rules with backtesting and analytics; case management and regulatory reporting not published. |
| Integration | 4/5 API, SDKs, free sign-up and trial published; no go-live time. | 4/5 No-code start, APIs, SDKs and self-serve sign-up; no go-live time for outside processors. |
| Security and clients | 3/5 ISO 27001 and SOC 2 Type II; no named regulated clients. | 3/5 PCI Level 1 published; no named regulated clients. |
Each criterion is scored 0 to 5 against the best published offer in the Fraud Prevention Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Fingerprint | Stripe Radar |
|---|---|---|
| Coverage | Use cases: "New Account Fraud", "Account Takeover", "Payment Fraud", "SMS Fraud" and bot detection. | Transaction fraud prevention, account fraud prevention for platforms, multi-account and free trial abuse, and dispute management with Smart Disputes. Scams not published. |
| Pricing | Free: "$0 /month", "up to 1,000 API calls per month". Pro Plus: "$99 per month which includes 20,000 API requests for web and iOS, as well as 500,000 API requests for Android"; "$4 per 1,000 additional API calls". | Radar Standard "Starting at $10 per month", Plus "Starting at $14 per month", Pro "Starting at $20 per month" (platform tiers start at $20, $44 and $70); pay-as-you-go option; enterprise "Contact sales". |
| Signals | Device identification "even when VPN, incognito mode, or a tampered browser or device is used"; Smart Signals with "100+" attributes. | "AI trained on more than 70 trillion data points across the Stripe network"; bot detection. |
| Operations | Not published; Fingerprint supplies signals to the client's own rules. | Radar Plus: "Write and backtest custom rules, choose your risk tolerance, and get advanced analytics"; fraud analytics and alerting. |
| Integration | SDKs and libraries, documentation, GitHub; free sign-up; "14 day free trial with unlimited API calls". | "Get started with zero code thanks to Stripe's built-in fraud protection"; APIs and SDKs; "can be used independently of Stripe Payments" for enterprises. |
| Security and clients | "ISO 27001 certified" and "SOC 2 Type II compliant"; data in AWS data centres. "Trusted by 6000+ companies"; none named on the pages read. | "Certified us to PCI Service Provider Level 1". Customer stories name FreshBooks and Anthropic. |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Fingerprint: operations, fraud coverage, detection signals and security and clients.
Not published or not stated by Stripe Radar: coverage, detection signals, rules and case management and security and clients.
Facts read on 26 October 2026 from: fingerprint.com, fingerprint.com/pricing, fingerprint.com/security; and stripe.com/radar, stripe.com/radar/pricing, docs.stripe.com/security.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Fintechs wanting device recognition with clear self-serve prices.
Firms already processing card payments with Stripe.
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