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A German and UK regulated investment platform covering brokerage, settlement and custody through one API, with fractional investing across a very wide instrument list.
Upvest scores 3.1 out of 5 (63 out of 100) in the Buckingham Intelligence Wealth and Brokerage Infrastructure Index 2026 and ranks 4 of 11. It is strongest for european fintechs launching investing across many countries, with 5 out of 5 for asset range. Not published or not stated on the pages read: published pricing, regulatory standing and asset protection and security.
Scores from the Wealth and Brokerage Infrastructure Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For fintech apps and neobanks | 62 | 5 of 11 |
| For banks and wealth managers | 65 | 6 of 11 |
| For brokers expanding abroad | 62 | 4 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
European fintechs launching investing across many countries.
What Upvest publishes on its own pages, read on 26 October 2026.
A German and UK regulated investment platform covering brokerage, settlement and custody through one API, with fractional investing across a very wide instrument list. It publishes coverage of more than 20 countries, ISO 27001:2022 and a launch in weeks. Licence numbers, a compensation scheme and pricing are not published on the pages read.
| Fact | What the provider publishes |
|---|---|
| Assets | "Access to 100k+ instruments, including stocks, ETFs, mutual funds, money market funds, ELTIFs, securitised derivatives, bonds"; "Real fractional investing from €1, £1 or $1"; crypto "coming soon". |
| Regulatory standing | "Fully regulated investment infrastructure authorised across Europe and the UK by Bafin and the FCA"; "launch under Upvest's licences or bring your own". |
| Reach | "Expand seamlessly with local offerings across 20+ countries in Europe and the UK." |
| Integration | Cloud-native Investment API; "Launch competitive investment products across Europe and the UK within weeks." |
| Protection | Operates "as a fully fledged custodian"; "Upvest has successfully attained ISO/IEC 27001 certification" (ISO/IEC 27001:2022 badge); hosted on Google Cloud. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: upvest.co, upvest.co/security.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Wealth and Brokerage Infrastructure Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Interactive Brokers | 4.4 | 1 of 11 | Brokers wanting the widest market access with published fees |
| Alpaca | 4.2 | 2 of 11 | Fintech apps wanting US shares, options and crypto through one API |
| Saxo | 3.5 | 3 of 11 | Banks and wealth managers wanting the widest instrument list |
| Apex Fintech Solutions | 3.1 | 5 of 11 | US fintechs wanting a sandbox and a branded app in weeks |
| WealthKernel | 3.1 | 6 of 11 | UK and EU firms wanting tax wrappers and full investor protection |
| DriveWealth | 3.0 | 7 of 11 | Global apps wanting fractional US shares and funds |
| Tiger Brokers | 2.9 | 8 of 11 | Licensed brokers in Hong Kong and Singapore wanting US and Asian markets |
| Seccl | 2.2 | 9 of 11 | UK advisers and fintechs wanting ready-made portals and pensions |
| lemon.markets | 1.9 | 10 of 11 | German and EU fintechs wanting a BaFin-licensed brokerage API |
| FNZ | 0.8 | 11 of 11 | Large institutions replacing several wealth platforms with one |
Side by side on every criterion, fact and award.
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