Provider profile · 2026 edition
Seccl review 2026: scores, pricing and alternatives.
A UK investment platform and custodian, part of Octopus, offering a REST API and ready-made adviser and client portals, with pensions on the platform.
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A UK investment platform and custodian, part of Octopus, offering a REST API and ready-made adviser and client portals, with pensions on the platform.
Seccl scores 2.2 out of 5 (45 out of 100) in the Buckingham Intelligence Wealth and Brokerage Infrastructure Index 2026 and ranks 9 of 11. It is strongest for UK advisers and fintechs wanting ready-made portals and pensions, and its best criterion is regulatory standing at 4 out of 5. Not published or not stated on the pages read: products, asset range, published pricing and asset protection and security.
Scores from the Wealth and Brokerage Infrastructure Index 2026.
No award in the Wealth and Brokerage Infrastructure Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For fintech apps and neobanks | 45 | 9 of 11 |
| For banks and wealth managers | 47 | 9 of 11 |
| For brokers expanding abroad | 42 | 9 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
UK advisers and fintechs wanting ready-made portals and pensions.
What Seccl publishes on its own pages, read on 26 October 2026.
A UK investment platform and custodian, part of Octopus, offering a REST API and ready-made adviser and client portals, with pensions on the platform. It publishes its custodian's FCA number and ISO 27001:2022. It publishes no asset list, prices, compensation limit or reach beyond the UK.
| Fact | What the provider publishes |
|---|---|
| Integration | "Developer-friendly API, or code-free portal"; "Launch instantly with our pre-built adviser and client portals"; "Go from idea to live platform in a matter of months". |
| Regulatory standing | "Seccl Custody Limited ... authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 793200)". |
| Products | Digital pensions, including accumulation and "fully-automated decumulation pension"; asset list not published on the pages read. |
| Scale | "we migrated more than 300,000 Monzo investment customers". |
| Security | "We're ISO27001:2022 certified." |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: seccl.tech, seccl.tech/about.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Wealth and Brokerage Infrastructure Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Interactive Brokers | 4.4 | 1 of 11 | Brokers wanting the widest market access with published fees |
| Alpaca | 4.2 | 2 of 11 | Fintech apps wanting US shares, options and crypto through one API |
| Saxo | 3.5 | 3 of 11 | Banks and wealth managers wanting the widest instrument list |
| Upvest | 3.1 | 4 of 11 | European fintechs launching investing across many countries |
| Apex Fintech Solutions | 3.1 | 5 of 11 | US fintechs wanting a sandbox and a branded app in weeks |
| WealthKernel | 3.1 | 6 of 11 | UK and EU firms wanting tax wrappers and full investor protection |
| DriveWealth | 3.0 | 7 of 11 | Global apps wanting fractional US shares and funds |
| Tiger Brokers | 2.9 | 8 of 11 | Licensed brokers in Hong Kong and Singapore wanting US and Asian markets |
| lemon.markets | 1.9 | 10 of 11 | German and EU fintechs wanting a BaFin-licensed brokerage API |
| FNZ | 0.8 | 11 of 11 | Large institutions replacing several wealth platforms with one |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Seccl is compared with its alternatives in the table above.
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