Comparison · 2026 edition
Griffin vs Weavr: banking as a service compared 2026.
Griffin and Weavr side by side in the Banking-as-a-Service and Sponsor Banks Index 2026: scores, evidence, published facts and awards.
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Griffin and Weavr side by side in the Banking-as-a-Service and Sponsor Banks Index 2026: scores, evidence, published facts and awards.
In the Banking-as-a-Service and Sponsor Banks Index, Weavr scores higher overall: 3.2 out of 5 (65 out of 100) against 3.2 (64), ranking 4 and 5 of 11. Griffin scores higher for fintechs launching accounts and cards and regulated payment and e-money firms; Weavr scores higher for software platforms embedding finance.
Overall and segment scores out of 100, and the score out of 5.
| Score | Griffin | Weavr |
|---|---|---|
| Score out of 5 | 3.2 | 3.2 |
| Score out of 100 | 64 | 65 |
| Overall rank | 5 of 11 | 4 of 11 |
| For fintechs launching accounts and cards (out of 100) | 63, rank 5 | 61, rank 7 |
| For software platforms embedding finance (out of 100) | 61, rank 5 | 68, rank 4 |
| For regulated payment and e-money firms (out of 100) | 69, rank 5 | 65, rank 6 |
| Type | UK bank for embedded finance | Embedded finance platform over a partner e-money firm |
Each score with the evidence behind it.
| Criterion | Griffin | Weavr |
|---|---|---|
| Product range | 3/5 Accounts and payment rails published; cards and lending not published. | 4/5 Accounts, cards and payment rails published; lending not published. |
| Published pricing | 2/5 Monthly spend tiers published; onboarding fee only as a "from" price. | 3/5 Fixed monthly entry plan price published; usage and compliance charges not published. |
| Licence and deposit protection | 5/5 Own UK banking licence with firm reference and FSCS protection. | 3/5 Named partner e-money firm with regulator and reference; Weavr itself is not the licence holder. |
| Compliance support | 3/5 Automated KYC and KYB published; transaction monitoring not described. | 1/5 Fraud monitoring only; KYC and KYB responsibility not described. |
| Integration | 4/5 API, sandbox and a stated launch time; ready-made screens not published. | 5/5 API, sandbox, embeddable screens and a stated launch time. |
| Markets | 1/5 UK only. | 3/5 UK and EU business clients. |
Each criterion is scored 0 to 5 against the best published offer in the Banking-as-a-Service and Sponsor Banks Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Griffin | Weavr |
|---|---|---|
| Product range | Embedded bank accounts, business accounts, savings, client money, safeguarding, payments (Faster Payments, Bacs credits, CHAPS) and Verify. Cards and lending not published. | Wallet accounts with IBANs; Mastercard debit cards, virtual or physical; SEPA, SWIFT and Faster Payments transfers. Lending not described. |
| Pricing | Platform banking onboarding "from £15,000"; monthly minimum spend packages £4,000, £6,000 and £10,000, Enterprise custom. | Launch: "£ 1,947 / € 2,370 per month", a platform licence subscription excluding set-up, product usage and compliance service charges; Scale: "Let's talk". |
| Licence and deposit protection | Griffin Bank Ltd, "authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority", firm reference 970920; FSCS "up to £120,000". | EU accounts and cards issued by Paynetics AD, authorised by the Bulgarian National Bank; UK by Paynetics UK, FCA firm reference 942777; client funds held in safeguarding accounts; e-money "not covered by any Deposit Guarantee Scheme". |
| Compliance support | Verify: "Automate KYC/KYB checks"; "Use our onboarding products to automate key compliance processes." | Launch needs no "compliance expertise"; compliance service charges billed separately; fraud monitoring included. KYC and KYB not described. |
| Integration | "Embed accounts, payments and onboarding via our API"; sandbox at app.griffin.com/register; "Go live in 6 to 8 weeks". | Free sandbox and simulator; API reference; embeddable UI elements in React Native and Flutter; "up and running with your new embedded finance programme in a few weeks". |
| Scale | "80+ companies use Griffin"; "£8.9B+ payments processed since launching in 2024". | Not listed in this index |
| Markets | Not listed in this index | Legal entities in the UK (Weavr Ltd) and the EU (Weavr (Europe) Ltd); Launch for "approved B2B payments use cases in EU and UK". |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Griffin: product range, compliance support and integration.
Not published or not stated by Weavr: product range, compliance support and published pricing.
Facts read on 26 October 2026 from: griffin.com/pricing, griffin.com/about, griffin.com/products/embedded-bank-accounts, griffin.com/products/payments, griffin.com/products/verify, griffin.com/deposit-protection; and weavr.io/pricing, weavr.io.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
UK fintechs and platforms wanting a bank with published plan tiers and fast onboarding.
UK and EU business software adding accounts and cards at a fixed monthly price.
Tell us what you need and where you operate.