Comparison · 2026 edition
Solaris vs Weavr: banking as a service compared 2026.
Solaris and Weavr side by side in the Banking-as-a-Service and Sponsor Banks Index 2026: scores, evidence, published facts and awards.
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Solaris and Weavr side by side in the Banking-as-a-Service and Sponsor Banks Index 2026: scores, evidence, published facts and awards.
In the Banking-as-a-Service and Sponsor Banks Index, Solaris scores higher overall: 3.9 out of 5 (77 out of 100) against 3.2 (65), ranking 2 and 4 of 11. Solaris scores higher for fintechs launching accounts and cards and regulated payment and e-money firms; they tie for software platforms embedding finance.
Overall and segment scores out of 100, and the score out of 5.
| Score | Solaris | Weavr |
|---|---|---|
| Score out of 5 | 3.9 | 3.2 |
| Score out of 100 | 77 | 65 |
| Overall rank | 2 of 11 | 4 of 11 |
| For fintechs launching accounts and cards (out of 100) | 82, rank 1 | 61, rank 7 |
| For software platforms embedding finance (out of 100) | 68, rank 3 | 68, rank 4 |
| For regulated payment and e-money firms (out of 100) | 81, rank 1 | 65, rank 6 |
| Type | German bank for embedded finance | Embedded finance platform over a partner e-money firm |
Each score with the evidence behind it.
| Criterion | Solaris | Weavr |
|---|---|---|
| Product range | 5/5 Accounts, cards, payments and lending all published. | 4/5 Accounts, cards and payment rails published; lending not published. |
| Published pricing | 0/5 Not published on the pages read. | 3/5 Fixed monthly entry plan price published; usage and compliance charges not published. |
| Licence and deposit protection | 5/5 Own full banking licence with regulators named and deposit protection stated. | 3/5 Named partner e-money firm with regulator and reference; Weavr itself is not the licence holder. |
| Compliance support | 5/5 Solaris states it carries regulatory compliance and onboarding checks for partners. | 1/5 Fraud monitoring only; KYC and KYB responsibility not described. |
| Integration | 3/5 API and stated launch time; sandbox and ready-made screens not published on the pages read. | 5/5 API, sandbox, embeddable screens and a stated launch time. |
| Markets | 4/5 Local IBANs in three countries with EEA coverage. | 3/5 UK and EU business clients. |
Each criterion is scored 0 to 5 against the best published offer in the Banking-as-a-Service and Sponsor Banks Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 26 October 2026.
| Fact | Solaris | Weavr |
|---|---|---|
| Product range | "Offer accounts, payment cards, consumer lending, and compliant ID solutions"; cards "Branded credit, debit and prepaid"; payments; digital asset custody; KYC platform. | Wallet accounts with IBANs; Mastercard debit cards, virtual or physical; SEPA, SWIFT and Faster Payments transfers. Lending not described. |
| Pricing | Not published on the pages read. | Launch: "£ 1,947 / € 2,370 per month", a platform licence subscription excluding set-up, product usage and compliance service charges; Scale: "Let's talk". |
| Licence and deposit protection | Solaris SE holds a "full German banking license" under the European Central Bank and BaFin; "all customer deposits are ECB-insured" (Solaris's wording). | EU accounts and cards issued by Paynetics AD, authorised by the Bulgarian National Bank; UK by Paynetics UK, FCA firm reference 942777; client funds held in safeguarding accounts; e-money "not covered by any Deposit Guarantee Scheme". |
| Compliance support | Solaris "handles all regulatory complexities, continuously maintaining compliance"; "three-lines-of-defense risk management framework"; acts as "your dedicated regulatory anchor". | Launch needs no "compliance expertise"; compliance service charges billed separately; fraud monitoring included. KYC and KYB not described. |
| Integration | "modular REST APIs, real-time data webhooks"; partners can "go live in days, not years". | Free sandbox and simulator; API reference; embeddable UI elements in React Native and Flutter; "up and running with your new embedded finance programme in a few weeks". |
| Markets | "local IBANs in Germany, France, and Italy"; expansion "across the EEA". | Legal entities in the UK (Weavr Ltd) and the EU (Weavr (Europe) Ltd); Launch for "approved B2B payments use cases in EU and UK". |
| Date read | 26 October 2026 | 26 October 2026 |
Not published or not stated by Solaris: pricing and integration.
Not published or not stated by Weavr: product range, compliance support and published pricing.
Facts read on 26 October 2026 from: solarisgroup.com/en/why-solaris, support.solarisgroup.com/hc/en-us/articles/…; and weavr.io/pricing, weavr.io.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
European fintechs wanting a licensed bank that carries the compliance work.
UK and EU business software adding accounts and cards at a fixed monthly price.
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