Provider profile · 2026 edition
Thunes review 2026: scores, fees and alternatives.
A Singapore-based payments network that banks, remittance firms and platforms connect to for payouts to bank accounts, mobile wallets and cards.
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A Singapore-based payments network that banks, remittance firms and platforms connect to for payouts to bank accounts, mobile wallets and cards.
Thunes scores 1.9 out of 5 (38 out of 100) in the Buckingham Intelligence Cross-border Payments and Remittance Index 2026 and ranks 10 of 11. It is strongest for banks, remittance firms and wallets paying out to mobile wallets and accounts, and its best criterion is payment reach at 3 out of 5. Not published or not stated on the pages read: pricing, payment speed, collection accounts, regulatory standing and integration.
Scores from the Cross-border Payments and Remittance Index 2026.
No award in the Cross-border Payments and Remittance Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For SMEs and exporters | 31 | 10 of 11 |
| For payment and e-money firms | 42 | 10 of 11 |
| For marketplaces and platforms | 40 | 10 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Banks, remittance firms and wallets paying out to mobile wallets and accounts.
What Thunes publishes on its own pages, read on 26 October 2026.
A Singapore-based payments network that banks, remittance firms and platforms connect to for payouts to bank accounts, mobile wallets and cards. It publishes reach in 140 countries, an API and security certifications, and states it holds 50 licences. It does not publish prices, delivery times or its licence list on the pages read.
| Fact | What the provider publishes |
|---|---|
| Payment reach | "Send payments instantly, to 4B mobile and stablecoin wallets, 8B bank accounts and 15B cards across 140 countries"; liquidity "in 90 currencies". |
| Pricing | Not published on the pages read; homepage states "100% transparency on pricing and FX fees". |
| Payment speed | "Send and receive real-time payments across borders"; no delivery times or shares published. |
| Collection accounts | "Accept payments via preferred local methods." Local account details not stated. |
| Integration | "Connect via API or Swift"; public money transfer API documentation. |
| Regulatory standing | "We are licensed in 50 markets and PCI DSS and ISO27001 compliant." Licences and numbers not listed on the pages read. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: thunes.com, docs.thunes.com/money-transfer/v2.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Cross-border Payments and Remittance Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| WorldFirst | 4.7 | 1 of 11 | Exporters and online sellers paying suppliers in Asia, especially China |
| Airwallex | 4.7 | 2 of 11 | Businesses and platforms wanting exact FX margins, wide reach and many licences |
| Wise Business | 4.2 | 3 of 11 | Small businesses wanting fast payments and a full public API |
| Payoneer | 3.5 | 4 of 11 | Online sellers and service firms collecting from marketplaces and clients abroad |
| Nium | 3.2 | 5 of 11 | Payment firms and platforms building payouts through an API |
| Currenxie | 3.1 | 6 of 11 | Asia-facing businesses wanting a fully priced account |
| OFX | 2.7 | 7 of 11 | Small businesses wanting a published fee schedule and Xero connection |
| Ebury | 2.5 | 8 of 11 | Mid-sized importers and exporters wanting payments with currency hedging |
| Convera | 2.4 | 9 of 11 | Larger businesses, universities and credit unions paying in exotic currencies |
| Corpay Cross-Border | 1.6 | 11 of 11 | Mid-sized and large firms paying in many countries with hedging support |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Thunes is compared with its alternatives in the table above.
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