Provider profile · 2026 edition
Monerium (EURe and GBPe) review 2026: scores, reserves and alternatives.
Monerium is an electronic money institution authorised by the Central Bank of Iceland since 2019, issuing EURe, GBPe and USDe.
WhatsApp and Telegram +44 7563 115980
[email protected]
Monerium is an electronic money institution authorised by the Central Bank of Iceland since 2019, issuing EURe, GBPe and USDe.
Monerium (EURe and GBPe) scores 1.9 out of 5 (39 out of 100) in the Buckingham Intelligence Stablecoin Issuers Index 2026 and ranks 11 of 11. It is strongest for fintechs and wallets needing euro tokens linked to a named IBAN, and its best criterion is currencies and networks at 4 out of 5. Not published or not stated on the pages read: published fees, reserves and independent assurance.
Scores from the Stablecoin Issuers Index 2026.
No award in the Stablecoin Issuers Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For payment and e-money firms | 38 | 11 of 11 |
| For exchanges and brokers | 44 | 10 of 11 |
| For corporate treasuries | 34 | 11 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Fintechs and wallets needing euro tokens linked to a named IBAN.
What Monerium (EURe and GBPe) publishes on its own pages, read on 26 October 2026.
Monerium is an electronic money institution authorised by the Central Bank of Iceland since 2019, issuing EURe, GBPe and USDe. Each customer gets an IBAN in its own name, and euros sent by SEPA are minted as EURe automatically. It does not publish reserve reports, attestations or a working fee page.
| Fact | What the provider publishes |
|---|---|
| Reserves | White paper: each EURe "represents a claim on the underlying funds Monerium receives in exchange for the EURe and safeguards". No reserve composition report on the pages read. |
| Independent assurance | Smart contract audit by Ackee Blockchain linked from the homepage. No reserve attestation on the pages read. |
| Regulatory standing | "Monerium is an authorised electronic money institution under Directive 2009/110/EC, supervised by the Financial Supervisory Authority of the Central Bank of Iceland", authorised "from June 14, 2019"; also registered as a Virtual Asset Service Provider with the Central Bank of Iceland. |
| Redemption | "Redemptions are conditioned on the holder establishing a customer relationship with Monerium", paid by SEPA "at any time and at par value". Homepage: euros sent to the customer's IBAN "are automatically minted as EURe into the wallet". |
| Published fees | White paper refers to "Monerium's own pricing for issuance, redemption and cross-chain services"; the pricing page returned not found when read. |
| Currencies and networks | Docs: tokens live on "Ethereum, Gnosis, Polygon, Arbitrum, Base, Linea, Scroll, Noble, and Camino". Three currencies: euro, sterling and US dollar. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: monerium.com, docs.monerium.com/tokens, monerium.com/whitepapers/eure-whitepaper.xhtml.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Stablecoin Issuers Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Circle (USDC and EURC) | 4.3 | 1 of 11 | Payment firms and exchanges needing the widest licensing and network coverage |
| Paxos (USDG, USDP and PYUSD) | 3.6 | 2 of 11 | Payment firms wanting free redemption and a Big Four attestation |
| Tether (USDT) | 3.5 | 3 of 11 | Exchanges and large traders needing the most widely held dollar stablecoin |
| Agora (AUSD) | 3.3 | 4 of 11 | Fintechs and platforms wanting fee-free minting and a share of reserve income |
| Gemini (GUSD) | 3.1 | 5 of 11 | Firms already on Gemini wanting fee-free conversion and named reserve banks |
| StraitsX (XSGD, XUSD and XIDR) | 2.8 | 6 of 11 | Payment firms in Southeast Asia needing a Singapore dollar stablecoin |
| Quantoz (EURQ and USDQ) | 2.7 | 7 of 11 | European firms wanting free direct redemption without an existing account |
| Societe Generale-Forge (EURCV and USDCV) | 2.5 | 8 of 11 | European banks and institutions wanting a bank-group issuer with daily reserve disclosure |
| AllUnity (EURAU, CHFAU, SEKAU and USDAU) | 2.4 | 9 of 11 | European corporates wanting a no-code mint account and several currencies |
| Ripple (RLUSD) | 2.4 | 10 of 11 | Banks and brokers wanting a New York trust issuer |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Monerium (EURe and GBPe) is compared with its alternatives in the table above.
Tell us what you need and where you operate.