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AllUnity, founded by DWS, Flow Traders and Galaxy, is a BaFin-licensed electronic money institution issuing euro, Swiss franc, Swedish krona and US dollar tokens.
AllUnity (EURAU, CHFAU, SEKAU and USDAU) scores 2.4 out of 5 (48 out of 100) in the Buckingham Intelligence Stablecoin Issuers Index 2026 and ranks 9 of 11. It is strongest for european corporates wanting a no-code mint account and several currencies, and its best criterion is redemption at 4 out of 5. Not published or not stated on the pages read: published fees and reserves.
Scores from the Stablecoin Issuers Index 2026.
No award in the Stablecoin Issuers Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For payment and e-money firms | 49 | 8 of 11 |
| For exchanges and brokers | 53 | 8 of 11 |
| For corporate treasuries | 43 | 10 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
European corporates wanting a no-code mint account and several currencies.
What AllUnity (EURAU, CHFAU, SEKAU and USDAU) publishes on its own pages, read on 26 October 2026.
AllUnity, founded by DWS, Flow Traders and Galaxy, is a BaFin-licensed electronic money institution issuing euro, Swiss franc, Swedish krona and US dollar tokens. Its business mint account converts bank transfers to tokens without an API. Its reserve audit report is marked "coming soon", and fees are not published.
| Fact | What the provider publishes |
|---|---|
| Reserves | "Fully backed by reserves, securely held at CRR credit institutions within the European Union and entirely segregated from AllUnity's operational funds", under "a multi-bank reserve model". No reserve composition report on the pages read. |
| Independent assurance | Trust centre: "Reserve audit report (coming soon)"; smart contract audits by Softstack listed. |
| Regulatory standing | "MiCAR-compliant stablecoin and BaFin-licensed e-money institute". No licence number on the pages read. |
| Redemption | "You can always redeem the stablecoins directly via our dashboard at par value"; business mint account: one-time KYB and a whitelisted corporate IBAN; "Straight-through processing in under 5 minutes, without a single line of code." |
| Published fees | Redemptions page: "no hidden fees". No fee amounts published. |
| Currencies and networks | EURAU listed on Arbitrum, Arc, Base, BNB Chain, Ethereum, Optimism, Polygon, Solana, Stellar and Tempo. Four currencies: euro, Swiss franc, Swedish krona and US dollar. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: allunity.com, allunity.com/eurau, allunity.com/trust-center, allunity.com/eea-redemptions, allunity.com/business-mint-account.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Stablecoin Issuers Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Circle (USDC and EURC) | 4.3 | 1 of 11 | Payment firms and exchanges needing the widest licensing and network coverage |
| Paxos (USDG, USDP and PYUSD) | 3.6 | 2 of 11 | Payment firms wanting free redemption and a Big Four attestation |
| Tether (USDT) | 3.5 | 3 of 11 | Exchanges and large traders needing the most widely held dollar stablecoin |
| Agora (AUSD) | 3.3 | 4 of 11 | Fintechs and platforms wanting fee-free minting and a share of reserve income |
| Gemini (GUSD) | 3.1 | 5 of 11 | Firms already on Gemini wanting fee-free conversion and named reserve banks |
| StraitsX (XSGD, XUSD and XIDR) | 2.8 | 6 of 11 | Payment firms in Southeast Asia needing a Singapore dollar stablecoin |
| Quantoz (EURQ and USDQ) | 2.7 | 7 of 11 | European firms wanting free direct redemption without an existing account |
| Societe Generale-Forge (EURCV and USDCV) | 2.5 | 8 of 11 | European banks and institutions wanting a bank-group issuer with daily reserve disclosure |
| Ripple (RLUSD) | 2.4 | 10 of 11 | Banks and brokers wanting a New York trust issuer |
| Monerium (EURe and GBPe) | 1.9 | 11 of 11 | Fintechs and wallets needing euro tokens linked to a named IBAN |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. AllUnity (EURAU, CHFAU, SEKAU and USDAU) is compared with its alternatives in the table above.
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