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A cloud lending platform covering origination, decisioning, disbursement and collections, with a free plan and published monthly prices for its paid plans.
Lendsqr scores 3.4 out of 5 (67 out of 100) in the Buckingham Intelligence Lending Platforms Index 2026 and ranks 3 of 13. It is strongest for small lenders wanting published prices and a same-day start, with 5 out of 5 for lifecycle coverage and integration and launch. Not published or not stated on the pages read: loan types, security standing and hosting and data.
Scores from the Lending Platforms Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For banks and credit unions | 57 | 8 of 13 |
| For non-bank and fintech lenders | 71 | 2 of 13 |
| For small and specialist lenders | 73 | 1 of 13 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Small lenders wanting published prices and a same-day start.
What Lendsqr publishes on its own pages, read on 26 October 2026.
A cloud lending platform covering origination, decisioning, disbursement and collections, with a free plan and published monthly prices for its paid plans. It publishes ISO 27001 and a launch time measured in minutes. Set-up fees are quoted privately, named loan types are not listed on the pages read, and hosting is not published.
| Fact | What the provider publishes |
|---|---|
| Lifecycle | Lifecycle shown as "Origination Decisioning Approval Disbursement Collections", with a back office for loan product management. |
| Pricing | Free: $0 per month. Pro: $200 per month. Business: $500 per month. Enterprise: custom. "Paid plans also have a one-off setup and licensing fee, quoted during onboarding." |
| Launch | "Launch on the web in as little as 30 minutes, add USSD within hours, and go live with a mobile app in weeks"; free self-serve account; lending APIs documented. |
| Security | "Lendsqr is ISO 27001 certified." Platform supports lenders "across the US, Europe, Africa, and LATAM". |
| Scale | "Our Lending-as-a-Service platform helps lenders serve over 3.7m humans across the world." |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: lendsqr.com, lendsqr.com/pricing, lendsqr.com/security.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Lending Platforms Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| HES FinTech | 3.6 | 1 of 13 | Lenders wanting end-to-end software they can host themselves |
| Mambu | 3.5 | 2 of 13 | Banks and lenders wanting cloud choice and a wide product range |
| TIMVERO | 3.2 | 4 of 13 | Lenders that must keep borrower data in their own cloud |
| TurnKey Lender | 3.2 | 5 of 13 | Lenders wanting full lifecycle software with strong security credentials |
| Bryt Software | 3.1 | 6 of 13 | Small and private lenders wanting low published prices |
| Lentra | 3.1 | 7 of 13 | Banks in India and Asia wanting origination and servicing with strong certificates |
| LoanPro | 3.1 | 8 of 13 | Fintech and consumer lenders running many credit products |
| Peach Finance | 2.8 | 9 of 13 | Fintech lenders adding cards and buy now pay later to instalment loans |
| M2P Core Lending Suite (Finflux) | 2.6 | 10 of 13 | Lenders in India and Asia wanting one stack with a fast launch |
| MeridianLink | 2.5 | 11 of 13 | US banks and credit unions wanting consumer and mortgage origination |
| nCino | 2.4 | 12 of 13 | Banks wanting origination with the strongest audit record |
| Canopy Servicing | 1.9 | 13 of 13 | Business lenders running revolving and hybrid credit products |
Side by side on every criterion, fact and award.
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