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M2P's lending suite, formerly Finflux, covers origination, rules, servicing, collateral and collections on one platform with a wide list of secured and unsecured loans.
M2P Core Lending Suite (Finflux) scores 2.6 out of 5 (53 out of 100) in the Buckingham Intelligence Lending Platforms Index 2026 and ranks 10 of 13. It is strongest for lenders in India and Asia wanting one stack with a fast launch, with 5 out of 5 for lifecycle coverage and loan types. Not published or not stated on the pages read: security and hosting, published pricing and hosting and data.
Scores from the Lending Platforms Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For banks and credit unions | 47 | 12 of 13 |
| For non-bank and fintech lenders | 60 | 9 of 13 |
| For small and specialist lenders | 51 | 9 of 13 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Lenders in India and Asia wanting one stack with a fast launch.
What M2P Core Lending Suite (Finflux) publishes on its own pages, read on 26 October 2026.
M2P's lending suite, formerly Finflux, covers origination, rules, servicing, collateral and collections on one platform with a wide list of secured and unsecured loans. It states a launch in days. It publishes no prices, security certificates or hosting details on the pages read.
| Fact | What the provider publishes |
|---|---|
| Lifecycle | "One platform for origination, BRE, servicing, collateral, collections, and accounting." |
| Loan types | Secured: loan against property, auto and EV loan, MSME and business loan, loan against mutual funds, loan against shares. Unsecured: personal loan, BNPL and credit line, education loan. |
| Launch | "Go from concept to live in days, not sprints"; "API-first, cloud-ready, IFRS-compatible, multi-currency and multi-market". |
| Scale | M2P homepage: "Trusted by 1,200+ Fintechs, Banks, and Businesses." |
| Security and hosting | No security certificates or hosting provider named on the pages read. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: m2pfintech.com/core-lending-suite, m2pfintech.com.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Lending Platforms Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| HES FinTech | 3.6 | 1 of 13 | Lenders wanting end-to-end software they can host themselves |
| Mambu | 3.5 | 2 of 13 | Banks and lenders wanting cloud choice and a wide product range |
| Lendsqr | 3.4 | 3 of 13 | Small lenders wanting published prices and a same-day start |
| TIMVERO | 3.2 | 4 of 13 | Lenders that must keep borrower data in their own cloud |
| TurnKey Lender | 3.2 | 5 of 13 | Lenders wanting full lifecycle software with strong security credentials |
| Bryt Software | 3.1 | 6 of 13 | Small and private lenders wanting low published prices |
| Lentra | 3.1 | 7 of 13 | Banks in India and Asia wanting origination and servicing with strong certificates |
| LoanPro | 3.1 | 8 of 13 | Fintech and consumer lenders running many credit products |
| Peach Finance | 2.8 | 9 of 13 | Fintech lenders adding cards and buy now pay later to instalment loans |
| MeridianLink | 2.5 | 11 of 13 | US banks and credit unions wanting consumer and mortgage origination |
| nCino | 2.4 | 12 of 13 | Banks wanting origination with the strongest audit record |
| Canopy Servicing | 1.9 | 13 of 13 | Business lenders running revolving and hybrid credit products |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. M2P Core Lending Suite (Finflux) is compared with its alternatives in the table above.
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