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EMI Licence

Apply for your EMI licence with expert support. Fixed fee. Fast-track FCA approval. Trusted by global fintechs since 2013.

Speak to an EMI Licencing Expert

Our service is director-led and one of our senior directors - an EMI licence expert - will contact you within 24 hours. Or call us directly on +44 (0)20 786 2512

What Our Successful EMI Licence Clients say

Buckingham Capital Consulting guided us through the EMI licence process with precision and clarity. Their regulatory experience made all the difference.

HFS

Trusted by Leading Electronic Money Institutions and Financial Services Firms

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What’s Included in Our EMI Licence Service

We deliver a complete, fixed-fee service for firms seeking an EMI Licence. Our scope includes:

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End-to-end project management of the EMI licence application process

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Preparing all application policies and documents, including business plan

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Arrangement of bank accounts, including client funds safeguarding account

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Full company set up including team hiring, IT, company setup, card programme (optional)

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Managing communication with the FCA throughout the application process

Why Buckingham Capital Consulting: Trusted Experts in EMI Licencing

Expert Guidance Through Every Step of EMI Licence Application

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Deep Regulatory Expertise

Since 2013, we’ve guided several firms through the FCA EMI licensing process — from early-stage fintechs to global payment businesses. Our team combines legal, compliance, and operational expertise to deliver fully FCA-compliant applications.

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Complete End-to-End Service

We handle everything in-house — from policy drafting and arranging operational setup to FCA communication and business structuring. You deal with one expert team, from start to finish.

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EMI Licence Track Record 

We’ve achieved successful EMI licences in the UK and Europe for businesses across the world, from start-ups to global multi-nationals.

Our EMI Licence Success Stories

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Project: Dzing

Overview:
We helped Dzing secure their EMI licence.

Scope of our work

  • Prepared and submitted their EMI licence application.

  • Developed application policies and procedures.

  • Helped with business setup


​Outcomes delivered

  • Secured EMI licence from the FCA.

Work Meeting

Overview:

Hryze Finance approached us for expert guidance on securing their EMI licence.

Scope of Work:

  • Prepared and submitted their EMI licence application.

  • Developed a robust framework for compliance policies and procedures.

Outcomes Delivered:

  • Successfully obtained EMI licence from the FCA.

Project: Hryze

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Project: EuroPayPay

Overview:

EuroPanPay sought our expertise to apply for an EMI licence and expand into the UK market.

Scope of Work:

  • Prepared and filed the EMI licence application.

  • Developed application policies and operational procedures.

Outcomes Delivered:

  • Secured EMI licence approval for operations across the UK and Europe.

Our Simple 3-Step EMI Licence Process

Step 1: Application Planning & Project Setup

We scope your business model, define key licensing requirements, and structure the project plan. You’re assigned a dedicated lead advisor who oversees your application start to finish.

Step 2: Policy & Document Preparation

We draft and tailor all required documents — including your business plan, programme of operations, compliance framework, AML/CFT policy, safeguarding arrangements, and more.

Step 3: Submission & FCA Engagement

We manage the full application submission, handle all FCA questions and feedback, and support you through to authorisation. We stay involved until your EMI licence is granted.

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