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Payment Services

From start-ups to global and established businesses, Buckingham Capital Consulting has been helping payment businesses since 2013 to help scale across the UK and European financial markets by obtaining regulatory licences and meeting regulatory obligations. 

Since 2013, we have been helping 100's of clients navigate the regulatory complexities and challenges and support them grow and scale their business.

Our services include authorisation support (licencing), compliance, training and consulting. We help clients across the United Kingdom and Europe. 

Why leading firms choose us as their partner.

"We would like to express our sincere appreciation for the invaluable support provided by Buckingham Capital Consulting in obtaining our payment institution licence. Their expertise in licence authorisation and their tailored approach have played a crucial role in our successful licensing process. With their guidance and attention to detail, we were able to meet the rigorous regulatory requirements and obtained our licence to operate as a payment institution.

We confidently recommend Buckingham Capital Consulting to anyone seeking expert guidance and support in the licence authorisation process for payment institutions. Their industry knowledge, experience, and commitment does really help."

Our services

We offer a range of services to help you launch your payment service business

Licence authorisation support

We provide comprehensive support and guidance throughout the payment institution licence authorisation process for both SPIs and APIs, ensuring compliance with regulatory requirements.

Compliance support

We assist payment institutions in developing and implementing tailored compliance programs that meet the regulatory requirements set forth by the relevant authorities.

Regulatory reporting support

We offer guidance and support to payment institutions in preparing and submitting accurate regulatory reports required by the FCA.

Compliance monitoring and audits

We provide ongoing compliance monitoring and conduct audits for payment institutions to assess their adherence to regulatory requirements and identify areas for improvement.

Training and education

We offer training programs to keep payment institutions updated on the latest regulatory changes, fostering a culture of compliance and continuous professional development.

Payment scheme participation

We provide guidance and support for payment institutions to navigate and participate in various payment schemes, ensuring compliance with scheme rules and requirements.

Require something more bespoke or not listed above? contact us to discuss your requirements, as chances are that if it financial services-related we should be able to help with with our expertise and experience. 

Why Buckingham Capital Consulting

Whether its compliance, licencing or something else, its about being part of your journey. 

Expert Guidance

Buckingham Capital Consulting brings unparalleled expertise to the table. With our seasoned professionals and in-depth industry knowledge, we provide comprehensive guidance tailored to your specific needs.

We can help manage your compliance and training 

Our meticulous approach to compliance simplifies the complexities of regulatory requirements. We assess your operations, identify potential risks, and implement effective strategies to streamline compliance.

Proven Success

Buckingham Capital Consulting has a solid track record of helping businesses achieve successful outcomes. Our clients trust us for our demonstrated ability to secure licences, implement robust compliance frameworks, and provide ongoing support, resulting in long-term success and confidence in regulatory compliance.

Spiral Waves


Everything you need to know.   In one place.

We can help launch your payment fintech

Issue cards & IBANS across the UK and Europe

We can help you provide branded debit cards to personal or business users issued by Visa or Mastercard.

Issue prepaid cards across the UK and Europe

We can help you provide cards for general spend, payroll, loyalty, travel, corporate expense or for other use.

Issue e-wallets across the UK and Europe

Enable your customers to store money and digital currency in digital wallets across multiple currencies.

Launch a global money transfer business solution

Enable your users to send money globally, across Asia, Europe, Africa and the rest of the world.

Launch payment processing and merchant services

With a single licence, enable merchants and retails, both physical and online, to accept card payments. 

Launch innovative payment solutions

Provide money management tools and open banking (AIS/PIS) solutions to your customers.

Recent successful work

Buckingham Capital Consulting helps Nexpay obtain FCA Authorised Payment Institution licence.

Buckingham Capital Consulting helps Onpoint Money Transfer obtain a payment institution licence in the UK to offer money transfer services.  

Buckingham Capital Consulting helps Hami obtain a payment institution licence in the UK to offer money remittance services. 

Buckingham Capital Consulting advises Global Send on obtaining the Authorised Payment Institution licence.

Buckingham Capital Consulting helps Dzing Financial obtain FCA Authorised Electronic Money Institution (AEMI) licence.

Buckingham Capital Consulting helps McMillan Cancer - one of Britain's largest charities obtain an FCA consumer credit licence to offer financial services.

Sectors we serve

Payment services

We work with start-ups to unicorns and offer bespoke support across licence authorisation, compliance and support across the UK and Europe.


We help retail, private and investment banks with authorisation applications, PRA & FCA compliance, financial crime and training.

Credit broking 

If you sell products and services and wish to offer customer finance, then we can help you become FCA authorisation.


We provide comprehensive assistance to general insurers and Lloyd's of London brokers across compliance, training and authorisation.


From buy now pay later to traditional lending models, we advise you on operations, strategy, authorisation, and ongoing compliance requirements.


We work with start-ups to established firms in helping with Electronic Money Institution licence authorisation applications, compliance, training, policy and more.


We help clients on financial crime and licence authorisation across a number of countries.

Investment services

We work with UK and European regulators and can help you become authorised to offer investment services as a regulated business.

Mortgage providers & brokers

We offer a range of services including compliance, training, and authorisation support, specifically tailored for mortgage providers and brokers.

Open banking

We help open banking firms, including account information service and payment initiation service providers, across compliance, training, and authorisation.

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