Provider profile · 2026 edition
Paymentology review 2026: scores, pricing and alternatives.
A global issuer processor with prepaid, debit, credit, virtual and physical cards and five tokenisation services, operating in 60+ countries.
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A global issuer processor with prepaid, debit, credit, virtual and physical cards and five tokenisation services, operating in 60+ countries.
Paymentology scores 2.8 out of 5 (56 out of 100) in the Buckingham Intelligence Card Issuing Index 2026 and ranks 6 of 11. It is strongest for banks and fintechs in emerging markets across many countries, with 5 out of 5 for card range and issuing countries. Not published or not stated on the pages read: pricing, integration, regulatory standing and programme support.
Scores from the Card Issuing Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For fintechs and e-money firms | 56 | 6 of 11 |
| For expense and B2B payment platforms | 55 | 5 of 11 |
| For banks and lenders | 57 | 6 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Banks and fintechs in emerging markets across many countries.
What Paymentology publishes on its own pages, read on 26 October 2026.
A global issuer processor with prepaid, debit, credit, virtual and physical cards and five tokenisation services, operating in 60+ countries. It is PCI DSS Level 1 and ISO 27001 certified and arranges BIN sponsorship through partner sponsors. It does not publish prices, SOC 2 or a launch time.
| Fact | What the provider publishes |
|---|---|
| Card range | Prepaid, debit, credit, hybrid, virtual and numberless cards; physical or virtual; tokenisation services: push provisioning, token control, digital wallet, web provisioning and click to pay. |
| Pricing | Not published on the pages read. |
| Issuing countries | "60+ countries. Local expertise in every one." About page: "65+" countries and 400+ clients. |
| Integration | API ecosystem, Developer Portal and Developer Sandbox; no self-serve sign-up or launch time published. |
| Regulatory standing | "Paymentology is PCI-DSS Level 1 compliant" and "ISO27001 certified". SOC 2 not stated. No own licence: it "connects you with the right sponsor". |
| Programme support | BIN sponsorship arranged through partner sponsors; programme management service (PayoCard). Named clients include M-PESA, Wio, GoTyme and TrueMoney. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: paymentology.com/en/issuing-overview, paymentology.com/en/about-us, paymentology.com/en/bin-sponsoring, developer.paymentology.com/bankinglive/docs/….
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Card Issuing Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Stripe Issuing | 4.3 | 1 of 11 | Platforms wanting published prices and self-serve launch |
| Marqeta | 3.1 | 2 of 11 | Large programmes needing high volumes across many countries |
| Nium | 3.0 | 3 of 11 | Travel and B2B platforms issuing in Asia Pacific, Europe and the US |
| Enfuce | 3.0 | 4 of 11 | UK and EEA programmes wanting issuing and BIN sponsorship from one firm |
| Lithic | 2.9 | 5 of 11 | Developers wanting a self-serve sandbox and full programme management |
| Airwallex | 2.5 | 7 of 11 | Platforms wanting multi-currency cards across many countries |
| Thredd | 2.5 | 8 of 11 | Programmes with their own issuer needing wide country coverage |
| Galileo (SoFi Tech Solutions) | 2.4 | 9 of 11 | North and Latin American programmes wanting a stated launch time |
| Highnote | 2.3 | 10 of 11 | US firms wanting debit, credit, charge and prepaid on one platform |
| Adyen Issuing | 2.2 | 11 of 11 | Platforms already using Adyen for payments in Europe, the UK and US |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Paymentology is compared with its alternatives in the table above.
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