Provider profile · 2026 edition
Adyen Issuing review 2026: scores, pricing and alternatives.
Adyen's card issuing product, run on its own banking licences and PCI DSS Level 1 infrastructure.
WhatsApp and Telegram +44 7563 115980
[email protected]
Adyen's card issuing product, run on its own banking licences and PCI DSS Level 1 infrastructure.
Adyen Issuing scores 2.2 out of 5 (44 out of 100) in the Buckingham Intelligence Card Issuing Index 2026 and ranks 11 of 11. It is strongest for platforms already using Adyen for payments in Europe, the UK and US, and its best criterion is issuing countries at 3 out of 5. Not published or not stated on the pages read: pricing, regulatory standing, card range and programme support.
Scores from the Card Issuing Index 2026.
No award in the Card Issuing Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For fintechs and e-money firms | 43 | 11 of 11 |
| For expense and B2B payment platforms | 42 | 11 of 11 |
| For banks and lenders | 46 | 11 of 11 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Platforms already using Adyen for payments in Europe, the UK and US.
What Adyen Issuing publishes on its own pages, read on 26 October 2026.
Adyen's card issuing product, run on its own banking licences and PCI DSS Level 1 infrastructure. It issues Visa and Mastercard virtual and physical cards in the EEA, the UK and the US. It does not publish card prices, debit or credit card types, or a test environment on the pages read.
| Fact | What the provider publishes |
|---|---|
| Card range | "Create fully customizable virtual and physical cards from Mastercard and Visa." Debit, credit and prepaid types not specified; digital wallet pages appear only as navigation links. |
| Pricing | "Interchange++ pricing" and a share of the interchange fee for issuers; no card prices published. |
| Issuing countries | "Adyen Issuing is currently supported in the European Economic Area, the United Kingdom, and the United States." "Issuing is not currently available in Australia." |
| Integration | "API-first integration" with documentation; onboarding "leveraging existing KYC data". No test environment or launch time described on the pages read. |
| Regulatory standing | Adyen N.V. holds a credit institution authorisation supervised by De Nederlandsche Bank and operates in the UK as a branch with a Part 4A permission (PRA and FCA). "We're a PCI DSS Level 1 Service Provider". SOC 2 not stated on the pages read. |
| Programme support | Issuing relies on Adyen's "UK, EU, and US banking licences"; KYC through Adyen onboarding. Named clients: Spendesk and BILL. |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: adyen.com/en_AU/issuing, docs.adyen.com/issuing, adyen.com/licenses/emea, help.adyen.com/knowledge/compliance/….
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Card Issuing Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Stripe Issuing | 4.3 | 1 of 11 | Platforms wanting published prices and self-serve launch |
| Marqeta | 3.1 | 2 of 11 | Large programmes needing high volumes across many countries |
| Nium | 3.0 | 3 of 11 | Travel and B2B platforms issuing in Asia Pacific, Europe and the US |
| Enfuce | 3.0 | 4 of 11 | UK and EEA programmes wanting issuing and BIN sponsorship from one firm |
| Lithic | 2.9 | 5 of 11 | Developers wanting a self-serve sandbox and full programme management |
| Paymentology | 2.8 | 6 of 11 | Banks and fintechs in emerging markets across many countries |
| Airwallex | 2.5 | 7 of 11 | Platforms wanting multi-currency cards across many countries |
| Thredd | 2.5 | 8 of 11 | Programmes with their own issuer needing wide country coverage |
| Galileo (SoFi Tech Solutions) | 2.4 | 9 of 11 | North and Latin American programmes wanting a stated launch time |
| Highnote | 2.3 | 10 of 11 | US firms wanting debit, credit, charge and prepaid on one platform |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. Adyen Issuing is compared with its alternatives in the table above.
Tell us what you need and where you operate.