Comparison · 2026 edition
Statrys vs XTransfer: trade banking compared 2026.
Statrys and XTransfer side by side in the Global Trade Banking Index 2026: scores, evidence, published facts and awards.
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Statrys and XTransfer side by side in the Global Trade Banking Index 2026: scores, evidence, published facts and awards.
In the Global Trade Banking Index, Statrys scores higher overall: 3.1 out of 5 (63 out of 100) against 3.1 (62), ranking 4 and 5 of 26. Statrys scores higher for importers and exporters; XTransfer scores higher for wholesalers and distributors.
Overall and segment scores out of 100, and the score out of 5.
| Score | Statrys | XTransfer |
|---|---|---|
| Score out of 5 | 3.1 | 3.1 |
| Score out of 100 | 63 | 62 |
| Overall rank | 4 of 26 | 5 of 26 |
| For importers (out of 100) | 65, rank 4 | 60, rank 6 |
| For exporters (out of 100) | 69, rank 4 | 65, rank 7 |
| For wholesalers and distributors (out of 100) | 55, rank 7 | 61, rank 5 |
| Type | Money service operator (Hong Kong) and major payment institution (Singapore) | Authorised payment institution (FCA) and licensed group |
Each score with the evidence behind it.
| Criterion | Statrys | XTransfer |
|---|---|---|
| Getting paid | 4/5 Eleven currencies on one account number, free Hong Kong collection and local GBP and EUR details; no USD ACH details. | 5/5 Local collection accounts in GBP, EUR, MXN, BRL, COP, AED and twelve African currencies, and free receipt from 200+ countries. |
| Paying suppliers | 4/5 Eighteen currencies, SWIFT at HKD 85 and free local EUR and GBP payments. | 5/5 Payments from US$2, CNY supplier payments capped at 0.4%, and a network built around China trade. |
| FX cost | 5/5 From 0.1% on major currencies, the lowest published margin in this edition. | 1/5 No margin figure is published; the site promises competitive rates without stating them. |
| Financing | 0/5 Statrys states that it offers no loans or credit lines. | 0/5 No credit, cards or trade finance on the UK site. |
| Access and onboarding | 2/5 Only companies incorporated in Hong Kong, Singapore or the BVI, so the index scores access for those three. | 4/5 Accounts in 200+ countries and regions with 24-hour digital onboarding; the accepted country list is not published as a table. |
| Protection and standing | 3/5 Licensed in Hong Kong and Singapore with a named custodian bank; no deposit protection scheme applies. | 4/5 FCA authorised payment institution that names the banks holding client funds, an unusual degree of disclosure. |
Each criterion is scored 0 to 5 against the best published offer in the Global Trade Banking Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 21 October 2026.
| Fact | Statrys | XTransfer |
|---|---|---|
| Account fee | None; HKD 88 inactivity fee below five payments a month | Free to open and maintain |
| FX margin | From 0.1% on 11 major currencies, from 0.15% on others, against mid-market | Not published |
| Receiving | 11 currencies on one account; HK local collection free; SWIFT collect HKD 60; GBP and EUR local details | Free from bank accounts in 200+ countries; local accounts in GBP, EUR, Mexico, Brazil, Colombia, UAE and 12 African markets |
| Paying suppliers | SWIFT HKD 85; local EUR and GBP free; 18 currencies | From US$2 per transaction; CNY to Chinese suppliers at most 0.4% |
| Stablecoins | Not offered | Not published |
| Finance | None; forwards and options for hedging | None published |
| Onboarding | Online; 96% of accounts opened within 3 business days | Online, accounts ready within 24 hours |
| Protection | Not deposit protected; funds at custodian bank DBS | Safeguarded as an FCA payment institution; funds held at JPMorgan, DBS, HSBC, OCBC and Bank of China |
| Date read | 21 October 2026 | 21 October 2026 |
Not published or not stated by Statrys: nothing in this profile is marked as not published or not stated.
Not published or not stated by XTransfer: FX margin, FX cost and access and onboarding.
Facts read on 21 October 2026 from: statrys.com/hk/pricing, statrys.com/hk/for-llms, statrys.com/hk/faq/application/…; and xtransfer.com/uk/services/pricing, xtransfer.com/uk/services/compliance, xtransfer.com/uk/services/local-accounts, xtransfer.com/uk/about-us/company.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Hong Kong, Singapore and BVI companies trading with Asia.
Trade with China and emerging-market collection.
Tell us what you need and where you operate.