Comparison · 2026 edition
Statrys vs Wise Business: trade banking compared 2026.
Statrys and Wise Business side by side in the Global Trade Banking Index 2026: scores, evidence, published facts and awards.
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Statrys and Wise Business side by side in the Global Trade Banking Index 2026: scores, evidence, published facts and awards.
In the Global Trade Banking Index, Wise Business scores higher overall: 3.8 out of 5 (75 out of 100) against 3.1 (63), ranking 1 and 4 of 26. Wise Business also scores higher in every segment.
Overall and segment scores out of 100, and the score out of 5.
| Score | Statrys | Wise Business |
|---|---|---|
| Score out of 5 | 3.1 | 3.8 |
| Score out of 100 | 63 | 75 |
| Overall rank | 4 of 26 | 1 of 26 |
| For importers (out of 100) | 65, rank 4 | 74, rank 1 |
| For exporters (out of 100) | 69, rank 4 | 83, rank 1 |
| For wholesalers and distributors (out of 100) | 55, rank 7 | 69, rank 1 |
| Type | Money service operator (Hong Kong) and major payment institution (Singapore) | E-money institution (FCA) |
Each score with the evidence behind it.
| Criterion | Statrys | Wise Business |
|---|---|---|
| Getting paid | 4/5 Eleven currencies on one account number, free Hong Kong collection and local GBP and EUR details; no USD ACH details. | 5/5 Receiving details in 22 currencies; domestic receipts in USD, EUR, GBP and six other currencies are free. |
| Paying suppliers | 4/5 Eighteen currencies, SWIFT at HKD 85 and free local EUR and GBP payments. | 4/5 Transfers in more than 40 currencies with the fee shown before sending, from 0.24%; SWIFT fees are quoted per currency rather than as one published figure. |
| FX cost | 5/5 From 0.1% on major currencies, the lowest published margin in this edition. | 5/5 The lowest published major-currency margin among the providers that state one: from 0.24% above mid-market. |
| Financing | 0/5 Statrys states that it offers no loans or credit lines. | 0/5 No lending, cards on credit or trade finance. |
| Access and onboarding | 2/5 Only companies incorporated in Hong Kong, Singapore or the BVI, so the index scores access for those three. | 4/5 Business accounts for companies registered in a long published list including Brazil, Colombia, Hong Kong and China (Mexico is not on Wise's list of countries where accounts can hold money); USD details are not available to businesses with addresses in Nigeria, Pakistan, Türkiye, China or the UAE. |
| Protection and standing | 3/5 Licensed in Hong Kong and Singapore with a named custodian bank; no deposit protection scheme applies. | 4/5 FCA e-money institution; funds safeguarded in cash, government bonds and money market funds; the regulation page lists every licence it holds. |
Each criterion is scored 0 to 5 against the best published offer in the Global Trade Banking Index. 0 means not offered or not published. How it is scored
What each provider publishes on its own pages, read on 21 October 2026.
| Fact | Statrys | Wise Business |
|---|---|---|
| Account fee | None; HKD 88 inactivity fee below five payments a month | No monthly fee; one-off £50 for receiving details in 22 currencies |
| FX margin | From 0.1% on 11 major currencies, from 0.15% on others, against mid-market | From 0.24% above the mid-market rate; volume discount above £20,000 a month |
| Receiving | 11 currencies on one account; HK local collection free; SWIFT collect HKD 60; GBP and EUR local details | Free domestic receipts in USD, EUR, GBP, AUD, CAD, SGD and others; incoming USD wire 6.11 USD |
| Paying suppliers | SWIFT HKD 85; local EUR and GBP free; 18 currencies | Fee from 0.24%, varies by currency; 40+ currencies |
| Stablecoins | Not offered | Not supported; crypto businesses not accepted |
| Finance | None; forwards and options for hedging | None; business debit card only |
| Onboarding | Online; 96% of accounts opened within 3 business days | Online; further review up to 10 working days |
| Protection | Not deposit protected; funds at custodian bank DBS | Safeguarded e-money; no FSCS |
| Date read | 21 October 2026 | 21 October 2026 |
Not published or not stated by Statrys: nothing in this profile is marked as not published or not stated.
Not published or not stated by Wise Business: nothing in this profile is marked as not published or not stated.
Facts read on 21 October 2026 from: statrys.com/hk/pricing, statrys.com/hk/for-llms, statrys.com/hk/faq/application/…; and wise.com/gb/pricing/business, wise.com/help/articles/2932693/…, wise.com/help/articles/2813542/…, wise.com/help/articles/2810318/…, wise.com/gb/pricing/receive.
Awards follow from the published scores and cannot be bought.
From each provider's strongest criteria and published terms.
Hong Kong, Singapore and BVI companies trading with Asia.
Transparent FX and receiving in 22 currencies.
Tell us what you need and where you operate.