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Ripple Payments Europe S.A.

From Buckingham Intelligence · Register data as at 30 October 2026

Ripple Payments Europe S.A. is authorised as an e-money institution by the CSSF, reference W00000021, and has been since 29 January 2026. It can serve customers in Luxembourg and 29 other EU and EEA countries.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
LicenceE-money institution
RegulatorCSSF
Regulator referenceW00000021
First authorised29 January 2026
Head officeLuxembourg, Luxembourg
Countries it can serveLuxembourg plus 29 other EU and EEA countries
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Credit transfers and standing orders
  • Credit transfers on a credit line
  • Money remittance
  • Issuing e-money

Where it can operate

29 countries notified in addition to Luxembourg.

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

In our rankings

Ripple (RLUSD) is scored in one Buckingham Intelligence index.

RankingScore out of 5Rank
Stablecoin Issuers Index2.410 of 11

Full Ripple (RLUSD) review

Crypto-asset licence (MiCA)

From the ESMA register, refreshed monthly.

StatusOn the MiCA register
BasisNot stated on the register
RegulatorCommission de Surveillance du Secteur Financier (CSSF)
Since29 June 2026
Countries it can serveLuxembourg plus 29 other EU and EEA countries
SourceESMA MiCA register, data as at 8 November 2026

Crypto-asset services

  • Exchange of crypto-assets for funds
  • Exchange of crypto-assets for other crypto-assets
  • Transfer services for crypto-assets for clients

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at Ripple Payments Europe S.A., claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

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Questions

About Ripple Payments Europe S.A.'s licence.

Is Ripple Payments Europe S.A. regulated?

Yes. Ripple Payments Europe S.A. is authorised as an e-money institution by the CSSF, reference W00000021, since 29 January 2026, according to the EBA register as at 30 October 2026.

Which countries can Ripple Payments Europe S.A. serve?

Luxembourg, plus 29 other EU and EEA countries where it has notified the right to provide its services.

What is Ripple Payments Europe S.A. allowed to do?

The register lists: credit transfers and standing orders, credit transfers on a credit line, money remittance, issuing e-money.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.