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EU Payment and E‑Money Institution Register.

Check any payment or e-money firm licensed in the EU and EEA before you bank it, partner with it or onboard it: its licence, its regulator, when it was authorised and where it may operate.

From Buckingham Intelligence, the research unit of Buckingham Capital Consulting · Data as at 30 October 2026, source EBA register · Refreshed monthly · Method
358E-money institutions
801Payment institutions
1,120Small institutions
87Account information firms
30 Oct 2026Register data as at

What this covers

The EBA register lists 358 e-money institutions, 801 payment institutions, 48 small e-money institutions, 1,072 small payment institutions and 87 account information firms authorised in the 30 EU and EEA countries as at 30 October 2026. This search covers all 2,366 of them, plus 2,100 firms whose authorisation has been withdrawn, with each firm's regulator, authorisation date, services and the countries it may serve under its licence.

Use it

  • Before you open an account for a payment firm, onboard it as a merchant or partner, or sign with it as a supplier.
  • To see whether a firm holds a full licence or a small one, and which services its regulator has approved.
  • To see which EU and EEA countries a firm has told its regulator it will serve, known as passporting.
  • To find firms whose authorisation has been withdrawn, with the date.

Newest authorisations

  • Cosmolin B.V.E-money institution, Netherlands, 29 October 2026
  • Qivalis B.V.E-money institution, Netherlands, 29 October 2026
  • CENTRAEX LTD (the operations shall commence upon approval granted by the CBC)E-money institution, Cyprus, 26 October 2026
  • Invity Finance s.r.o.Payment institution, Czech Republic, 24 October 2026
  • Deskoin SASPayment institution, France, 16 October 2026
  • SELFPAY S.A.Payment institution, Romania, 14 October 2026
  • ArmadilloPay Ireland LimitedE-money institution, Ireland, 8 October 2026
  • MERIAPayment institution, France, 7 October 2026

New licences by month: Global Licence Tracker

Applying for a licence yourself.

Five questions on your business return the licences that fit, with the regulator, capital, fee and timeline for each.

Find your licenceEU licences compared

How the register works.

Official public data only, refreshed every month.

Source

Every entry comes from the EBA Central Register of payment and e-money institutions, which the European Banking Authority compiles from the registers each national regulator keeps. We use the full file the EBA publishes for download, downloaded on 30 October 2026, and refresh it every month.

What is covered

E-money institutions, payment institutions, small e-money and small payment institutions (firms on a lighter licence with lower limits) and firms registered only for account information services, in all 30 EU and EEA countries. Agents, branches, banks and firms excluded from the payment services rules are not included. UK firms are not on the EBA register: use the FCA Financial Services Register.

Who keeps the record

The register is kept by the national regulators and the EBA, not by Buckingham Capital Consulting. Questions about a firm's entry go to the regulator named in its result.

Status

A firm shows as authorised when its latest register entry is an authorisation with no later withdrawal. Withdrawn firms show the date their authorisation ended.

Passporting

The countries listed are those where the firm has notified its regulator that it will provide services under its home licence. A notification does not mean the firm is active in that country.

Legal status

The EBA register has no legal effect of its own: the register of each national regulator is the official record. Before you rely on an entry, open the firm's official EBA entry from its result and check the national register it names.

Official sources: EBA payment institutions register and the EBA register search. For the UK, the FCA Financial Services Register.

Register entries published for information. They are not legal advice, and a listing is not an endorsement of any firm.

Questions.

How do I check whether a payment firm is licensed in the EU?

Search the firm's name or national reference number above. Each result shows its licence type, home regulator, authorisation date and status, from the EBA register as at 30 October 2026, with a link to the firm's official EBA entry. Confirm the entry on the national regulator's own register before you rely on it.

What is the EBA register?

The European Banking Authority's Central Register under PSD2 lists every payment institution, e-money institution and account information firm authorised or registered in the EU and EEA, as reported by each national regulator. It is a copy for information: the national registers are the legal record.

What is the difference between an e-money institution and a payment institution?

An e-money institution may issue electronic money, such as balances held in an app or on a prepaid card, as well as provide payment services. A payment institution may provide payment services, such as transfers, card acceptance and money remittance, but may not issue e-money.

What is a small payment institution?

A firm on a lighter licence with lower limits on the payments it handles, usually one country only. Small institutions cannot passport their licence to other EU and EEA countries.

Does the search include UK firms?

No. The UK left the EBA register after Brexit. UK payment and e-money firms are on the FCA Financial Services Register.

How often is the data updated?

Every month, from the latest EBA download. The current data is as at 30 October 2026. A firm authorised or withdrawn since then will not show until the next update.