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PayNovus AD (formerly known as Ryvyl (EU) EAD) is authorised as an e-money institution by the Bulgarian National Bank, reference 121554961, and has been since 21 July 2011. It can serve customers in Bulgaria and 29 other EU and EEA countries.
From the official register, refreshed monthly.
| Status | Authorised |
|---|---|
| Other names | ПейНовус АД (предишно наименование Райвъл (ЕУ) ЕАД) |
| Licence | E-money institution |
| Regulator | Bulgarian National Bank |
| Regulator reference | 121554961 |
| First authorised | 21 July 2011 |
| Head office | Sofia, Bulgaria |
| Countries it can serve | Bulgaria plus 29 other EU and EEA countries |
| Source | EBA register entry, data as at 30 October 2026 |
The payment services listed on its authorisation.
29 countries notified in addition to Bulgaria.
Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
Overview, products and contacts, added by the firm once verified.
Not yet verified by the firm.
If you work at PayNovus AD (formerly known as Ryvyl (EU) EAD), claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.
About PayNovus AD (formerly known as Ryvyl (EU) EAD)'s licence.
Yes. PayNovus AD (formerly known as Ryvyl (EU) EAD) is authorised as an e-money institution by the Bulgarian National Bank, reference 121554961, since 21 July 2011, according to the EBA register as at 30 October 2026.
Bulgaria, plus 29 other EU and EEA countries where it has notified the right to provide its services.
The register lists: cash paid into a payment account, direct debits, card payments, credit transfers and standing orders, issuing payment cards or instruments, accepting card payments for merchants, money remittance, issuing e-money.
The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.