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iCard AD (formerly known as Intercard Finance AD)

From Buckingham Intelligence · Register data as at 30 October 2026

iCard AD (formerly known as Intercard Finance AD) is authorised as an e-money institution by the Bulgarian National Bank, reference 175325806, and has been since 21 July 2011. It can serve customers in Bulgaria and 29 other EU and EEA countries.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
Other namesАйкарт АД (предишно наименование Интеркарт Файнанс АД)
LicenceE-money institution
RegulatorBulgarian National Bank
Regulator reference175325806
First authorised21 July 2011
Head officeVarna, Bulgaria
Countries it can serveBulgaria plus 29 other EU and EEA countries
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Cash paid into a payment account
  • Cash withdrawals from a payment account
  • Direct debits
  • Card payments
  • Credit transfers and standing orders
  • Direct debits on a credit line
  • Card payments on a credit line
  • Credit transfers on a credit line
  • Issuing payment cards or instruments
  • Accepting card payments for merchants
  • Money remittance
  • Issuing e-money

Where it can operate

29 countries notified in addition to Bulgaria.

Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at iCard AD (formerly known as Intercard Finance AD), claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

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Questions

About iCard AD (formerly known as Intercard Finance AD)'s licence.

Is iCard AD (formerly known as Intercard Finance AD) regulated?

Yes. iCard AD (formerly known as Intercard Finance AD) is authorised as an e-money institution by the Bulgarian National Bank, reference 175325806, since 21 July 2011, according to the EBA register as at 30 October 2026.

Which countries can iCard AD (formerly known as Intercard Finance AD) serve?

Bulgaria, plus 29 other EU and EEA countries where it has notified the right to provide its services.

What is iCard AD (formerly known as Intercard Finance AD) allowed to do?

The register lists: cash paid into a payment account, cash withdrawals from a payment account, direct debits, card payments, credit transfers and standing orders, direct debits on a credit line, card payments on a credit line, credit transfers on a credit line, issuing payment cards or instruments, accepting card payments for merchants, money remittance, issuing e-money.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.