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Kvarn Capital Oy

From Buckingham Intelligence · Register data as at 30 October 2026

Kvarn Capital Oy is authorised as a payment institution by the Finnish Financial Supervisory Authority, reference 32888032, and has been since 3 July 2025. It can serve customers in Finland and 29 other EU and EEA countries.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
LicencePayment institution
RegulatorFinnish Financial Supervisory Authority
Regulator reference32888032
First authorised3 July 2025
Head officeHelsinki, Finland
Countries it can serveFinland plus 29 other EU and EEA countries
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Cash paid into a payment account
  • Cash withdrawals from a payment account
  • Direct debits
  • Card payments
  • Credit transfers and standing orders
  • Direct debits on a credit line
  • Card payments on a credit line
  • Credit transfers on a credit line

Where it can operate

29 countries notified in addition to Finland.

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Crypto-asset licence (MiCA)

From the ESMA register, refreshed monthly.

StatusOn the MiCA register
BasisNot stated on the register
RegulatorFinanssivalvonta (FIN-FSA)
Since2 December 2025
Countries it can serveFinland plus 29 other EU and EEA countries
SourceESMA MiCA register, data as at 8 November 2026

Crypto-asset services

  • Custody and administration of crypto-assets for clients
  • Execution of orders for crypto-assets for clients
  • Reception and transmission of orders for crypto-assets
  • Transfer services for crypto-assets for clients

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at Kvarn Capital Oy, claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

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Questions

About Kvarn Capital Oy's licence.

Is Kvarn Capital Oy regulated?

Yes. Kvarn Capital Oy is authorised as a payment institution by the Finnish Financial Supervisory Authority, reference 32888032, since 3 July 2025, according to the EBA register as at 30 October 2026.

Which countries can Kvarn Capital Oy serve?

Finland, plus 29 other EU and EEA countries where it has notified the right to provide its services.

What is Kvarn Capital Oy allowed to do?

The register lists: cash paid into a payment account, cash withdrawals from a payment account, direct debits, card payments, credit transfers and standing orders, direct debits on a credit line, card payments on a credit line, credit transfers on a credit line.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.